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Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Jack Tools

Smart tools for money, property, everyday calculations, design, and more

Free calculators, converters, and utility tools for mortgages, salary, savings, investing, work hours, text counting, random picks, colour palettes, gradients, shadows, image tasks, and everyday decisions.

Money & Finance

Savings, salary, investing, loans, tax, business maths, and financial planning.
Finance

Compound Interest Calculator

Estimate how savings or investments could grow over time with compound returns.
Open calculator →
Finance

Loan Repayment Calculator

Calculate monthly loan repayments, total repaid, and total interest.
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Finance

Salary After Tax Calculator

Estimate take-home pay after income tax, National Insurance, pension, and student loan deductions.
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Finance

Savings Calculator

Project your savings growth with regular contributions, interest, and compounding.
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Finance

Credit Card Interest Calculator

See how long it could take to clear your balance and how much interest you may pay.
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Finance

Inflation Calculator

Estimate future costs, buying power loss, and how inflation affects money over time.
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VAT Calculator

Quickly add VAT, remove VAT, and calculate the VAT amount from a price.
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Finance

ROI Calculator

Calculate return on investment, profit, and ROI percentage from your investment.
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Finance

Break-Even Calculator

Calculate break-even units, revenue, contribution margin, and sales needed for a target profit.
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Profit Margin Calculator

Calculate profit margin, markup, revenue, and total profit from your pricing.
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Pay Rise Calculator

Estimate your new salary and see how much a pay rise adds each year, month, and week.
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Finance

Currency Converter

Convert between currencies using reference exchange rates for quick comparison.
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Everyday Calculators

Quick tools for common calculations, shopping, random picks, and daily decisions.
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Calculator

A simple everyday calculator for quick arithmetic and basic number work.
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Percentage Calculator

Work out percentages, percentage increases, decreases, reverse percentages, and differences.
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Discount Calculator

Calculate sale prices, discount amounts, and how much you save on a purchase.
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Tip Calculator

Calculate tips quickly and split them fairly across a group.
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Split Bill Calculator

Split a bill between friends and include tips or service charges.
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Unit Price Calculator

Compare products by value and work out which option costs less per unit.
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Random Number Generator

Generate random numbers for decisions, games, draws, and quick picks.
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Random Name Picker

Pick one or more names at random for classrooms, teams, raffles, and quick decisions.
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Healthy Meal Generator

Generate breakfast, lunch, or dinner ideas with ingredients, filters, and quick meal inspiration.
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Wheel of Names

Spin a stylish custom name wheel for giveaways, classrooms, team picks, and random choices.
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Meme Generator

Create memes fast with top and bottom text, clean layouts, and easy browser-based editing.
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Dice Roller

Roll virtual dice instantly for board games, tabletop sessions, classrooms, and random number picks.
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Utility

BMI Calculator

Calculate BMI using metric or imperial measurements and view the standard BMI category range.
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Text Tools

Quick writing utilities for counting, measuring, and generating text-based output.
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Word Counter

Count words, reading time, character totals, and useful writing stats.
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Character Counter

Count characters, words, lines, and text length for forms, captions, and writing.
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Password Generator

Create strong passwords or memorable passphrases for safer logins.
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Image Tools

Simple browser-based file tools for converting, resizing, compressing, and combining images.
Image Tools

Image Tools Hub

Convert image formats, resize images, compress files, and turn images into PDFs inside one shared tool hub.
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(function(){ const buttons = document.querySelectorAll(".jt-home-jump-btn"); buttons.forEach(function(btn){ btn.addEventListener("click", function(){ const id = btn.getAttribute("data-scroll"); const target = document.getElementById(id); if(!target) return; target.scrollIntoView({ behavior:"smooth", block:"start" }); }); }); })();
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Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
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Jack Tools

Mortgage Calculator

Estimate your monthly payment, total interest, and overall loan cost.

Enter your details

£
£
%
yrs
20%

This calculator uses the standard repayment mortgage formula and gives an estimate only. It does not include fees, insurance, or taxes.

Estimated monthly payment
£0.00
Loan amount: £0.00
Loan amount
£0.00
Total repaid
£0.00
Total interest
£0.00
Loan-to-value
0%

Mortgage breakdown

Home price£0.00
Deposit£0.00
Interest rate0%
Term0 years

How This Mortgage Calculator Works

This mortgage calculator estimates your monthly mortgage payments using the property price, deposit, interest rate, and mortgage term you enter.

It first works out your loan amount by subtracting your deposit from the total property price. It then applies a standard repayment mortgage formula to estimate how much you would pay each month over the full term of the mortgage.

The calculator also shows the total amount repaid, the total interest paid, and your loan-to-value ratio, giving you a quick view of the overall cost of borrowing.

Property priceThe total value of the home you want to buy.
DepositThe amount you pay upfront, which reduces how much you need to borrow.
Interest rateThe annual percentage rate applied to your mortgage balance.
Mortgage termThe number of years over which you repay the mortgage.
Back to calculator ↑

Example Mortgage Calculations

£300k Home
Deposit£60,000
Interest4.75%
Term25 yrs
£1,368 / month
£350k Home
Deposit£70,000
Interest4.6%
Term25 yrs
£1,579 / month
£400k Home
Deposit£80,000
Interest4.5%
Term30 yrs
£1,620 / month
£500k Home
Deposit£100,000
Interest4.7%
Term30 yrs
£2,070 / month

Mortgage Calculator FAQs

This mortgage calculator provides an estimate based on the values you enter. Actual mortgage payments may vary depending on lender fees, taxes, insurance, and the specific mortgage product you choose.
Most UK lenders require a deposit of at least 5% to 10% of the property value. However, putting down 20% or more can help you qualify for better mortgage interest rates.
You may reduce your monthly mortgage payment by increasing your deposit, securing a lower interest rate, or extending the loan term. Keep in mind that longer terms increase total interest paid.
Loan-to-value (LTV) is the percentage of the property price you borrow. For example, borrowing £240,000 on a £300,000 home means an LTV of 80%.
const faqItems = document.querySelectorAll(".mortgage-content .faq-item"); faqItems.forEach(item => { const button = item.querySelector(".faq-question"); button.addEventListener("click", () => { const open = item.classList.contains("active"); faqItems.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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No tools found. Try searching for mortgage, VAT, word counter, contrast checker, or random number.
Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
Converters
Unit ConverterLength, weight, temp
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Jack Tools

Stamp Duty Calculator

Estimate your Stamp Duty Land Tax for residential purchases in England and Northern Ireland.

Enter property details

£
Additional propertyUse this if the purchase means you will own more than one residential property.
Non-UK resident surchargeUse this if the residential non-UK resident surcharge applies.

This calculator gives an estimate for residential SDLT only and does not cover every special case or relief.

Estimated stamp duty
£0.00
Based on your current selections.
Effective tax rate
0.00%
Purchase price
£0.00
Buyer type used
Standard
Surcharges
None

Tax band breakdown

How This Stamp Duty Calculator Works

This stamp duty calculator estimates the Stamp Duty Land Tax due on a residential property purchase in England or Northern Ireland using the price and buyer details you enter.

It works by splitting the purchase price into tax bands and applying the correct rate to each portion, rather than charging one single rate across the whole property price.

The calculator also adjusts the result if first-time buyer relief applies, or if higher rates such as additional property or non-UK resident surcharges need to be included.

Property priceThe total amount you are paying for the residential property.
Buyer typeSelect first-time buyer only if the purchase qualifies for first-time buyer relief.
Additional propertyThis usually means the higher residential SDLT rates apply to the purchase.
Non-UK residentThis may add a residential surcharge to the SDLT rates used in the estimate.
Back to calculator ↑

Example Stamp Duty Calculations

£350k Standard
BuyerStandard
AdditionalNo
Non-residentNo
£7,500 SDLT
£425k First-Time Buyer
BuyerFirst-time buyer
AdditionalNo
Non-residentNo
£6,250 SDLT
£400k Additional Property
BuyerStandard
AdditionalYes
Non-residentNo
£30,000 SDLT
£500k FTB + Non-Resident
BuyerFirst-time buyer
AdditionalNo
Non-residentYes
£20,000 SDLT

Stamp Duty Calculator FAQs

Stamp Duty Land Tax is a tax charged on many residential property purchases in England and Northern Ireland. The amount due depends on the purchase price and whether any reliefs or surcharges apply.
Eligible first-time buyers can pay less SDLT than standard buyers. Relief is only available if the property price and the buyer both meet the first-time buyer rules.
In many cases, if buying the new property means you will own more than one residential property, the higher additional-property rates may apply. Some replacement-of-main-home situations are treated differently.
Yes. If you enable the non-UK resident option, the calculator includes the residential non-UK resident surcharge in the estimate shown.
This calculator is useful for estimating SDLT, but some real purchases involve special rules, reliefs, lease treatment, mixed-use classifications, or linked transactions, so the final amount can differ.
const stampDutyFaqItems = document.querySelectorAll(".stamp-duty-content .faq-item"); stampDutyFaqItems.forEach(item => { const button = item.querySelector(".faq-question"); button.addEventListener("click", () => { const open = item.classList.contains("active"); stampDutyFaqItems.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
Jack Tools
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No tools found. Try searching for mortgage, VAT, word counter, contrast checker, or random number.
Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
Converters
Unit ConverterLength, weight, temp
Text Tools
Word CounterWords and reading statsCharacter CounterCharacters and text lengthPassword GeneratorStrong passwords and passphrases
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Colour Picker & Palette GeneratorGenerate colour setsContrast CheckerAccessibility contrast testGradient GeneratorCreate CSS gradientsBox Shadow GeneratorGenerate CSS shadows
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Jack Tools

How Much Can I Borrow?

Estimate your borrowing power based on income, commitments, and lender income multiples.

Enter your details

£
£
£
£
4.5x

This is a rough borrowing estimate only. Real lenders also consider credit history, dependants, deposit size, expenses, and affordability stress testing.

Estimated maximum borrowing
£0.00
Estimated property budget: £0.00
Combined income
£0.00
Income multiple used
0.0x
Debt adjustment
£0.00
Estimated budget
£0.00

Borrowing breakdown

Your income£0.00
Second income£0.00
Monthly commitments£0.00
Deposit£0.00

How This Borrowing Calculator Works

This borrowing calculator estimates how much you may be able to borrow based on your income, a second applicant’s income, your monthly financial commitments, and the income multiple selected.

It starts by adding together both annual incomes, then applies an income multiple such as 4.0x, 4.5x, or 5.0x to estimate a lender-style borrowing range.

It then makes a simple adjustment for monthly commitments and combines the result with your available deposit to show an estimated overall property budget.

Your incomeYour gross annual salary before tax and deductions.
Second incomeAn optional second applicant income for joint applications.
Monthly commitmentsRegular debt or finance payments that may reduce affordability.
Income multipleA simple borrowing multiplier often used as a rough affordability guide.
Back to calculator ↑

Example Borrowing Calculations

Single Buyer
Income£45,000
Monthly debt£300
Multiple4.5x
~ £198,900 borrowing
Joint Buyers
Combined income£80,000
Monthly debt£400
Multiple4.5x
~ £355,200 borrowing
Higher Multiple
Income£60,000
Monthly debt£250
Multiple5.0x
~ £297,000 borrowing
With Deposit
Borrowing£198,900
Deposit£40,000
Total budgetEstimate
~ £238,900 budget

Borrowing Calculator FAQs

Many lenders use income multiples as a starting point, often somewhere around 4 to 4.5 times annual income, although some borrowers may be offered more or less depending on their situation.
Your deposit does not always increase the maximum loan amount directly, but it does improve your overall buying power by increasing your total property budget and potentially helping you access better mortgage rates.
Yes. Existing monthly commitments such as loans, car finance, credit cards, or childcare costs can reduce how much a lender is willing to offer because they affect affordability.
No. This calculator is only a guide. Real lenders will also look at your credit file, spending, dependants, employment type, deposit size, and interest rate stress testing before making an offer.
This calculator is designed to use gross annual income, which means your income before tax and other deductions are taken off.
const borrowFaqItems = document.querySelectorAll(".borrow-content .faq-item"); borrowFaqItems.forEach(item => { const button = item.querySelector(".faq-question"); button.addEventListener("click", () => { const open = item.classList.contains("active"); borrowFaqItems.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
Jack Tools
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No tools found. Try searching for mortgage, VAT, word counter, contrast checker, or random number.
Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
Converters
Unit ConverterLength, weight, temp
Text Tools
Word CounterWords and reading statsCharacter CounterCharacters and text lengthPassword GeneratorStrong passwords and passphrases
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Colour Picker & Palette GeneratorGenerate colour setsContrast CheckerAccessibility contrast testGradient GeneratorCreate CSS gradientsBox Shadow GeneratorGenerate CSS shadows
Image Tools
Image ToolsConvert, resize, compress
Jack Tools

Mortgage Overpayment Calculator

See how overpaying your mortgage could reduce your term and save interest.

Enter mortgage details

£
%
yrs
£

This is an estimate for a repayment mortgage. Real mortgages can include fees, overpayment limits, and lender-specific conditions.

Interest saved
£0.00
Time saved: 0 years 0 months
Standard monthly payment
£0.00
Monthly payment with overpayment
£0.00
Original total interest
£0.00
New total interest
£0.00

Mortgage breakdown

Loan amount£0.00
Interest rate0%
Mortgage term0 years
Monthly overpayment£0.00

How This Overpayment Calculator Works

This mortgage overpayment calculator estimates how making extra monthly payments could reduce your mortgage term and lower the total interest you pay over time.

It first works out your standard monthly repayment using your loan amount, interest rate, and mortgage term. It then adds your chosen monthly overpayment and simulates how much faster the loan balance would be cleared.

The calculator shows the difference between the original mortgage and the overpayment scenario, including the estimated interest saved and the amount of time taken off the mortgage.

Loan amountThe outstanding mortgage balance you want to calculate overpayments against.
Interest rateThe annual mortgage interest rate used to estimate monthly interest charges.
Mortgage termThe original number of years over which the mortgage would be repaid.
Monthly overpaymentThe extra amount paid each month on top of the standard mortgage repayment.
Back to calculator ↑

Example Overpayment Calculations

£240k Loan
Rate4.75%
Term25 yrs
Overpayment£100 / month
Smaller interest saving
£240k Loan
Rate4.75%
Term25 yrs
Overpayment£200 / month
More time saved
£300k Loan
Rate4.50%
Term30 yrs
Overpayment£250 / month
Larger interest saving
£180k Loan
Rate5.00%
Term20 yrs
Overpayment£150 / month
Mortgage cleared sooner

Mortgage Overpayment FAQs

A mortgage overpayment is any extra money you pay on top of your normal monthly mortgage repayment. This can reduce your mortgage balance faster and lower the total interest paid.
Yes. Overpaying reduces the outstanding mortgage balance more quickly, which means less interest is charged over the life of the mortgage.
Many lenders allow regular overpayments, but some mortgages have limits or early repayment charges. Always check your lender’s terms before making large or frequent overpayments.
That depends on your goals, mortgage rate, and available savings options. Overpaying can reduce interest, but some people may prefer to keep cash accessible in savings or investments.
This calculator is an estimate only. Real results can differ depending on how your lender applies overpayments, whether your monthly payment changes, and any fees or restrictions in your mortgage agreement.
const overpayFaqItems = document.querySelectorAll(".overpay-content .faq-item"); overpayFaqItems.forEach(item => { const button = item.querySelector(".faq-question"); button.addEventListener("click", () => { const open = item.classList.contains("active"); overpayFaqItems.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
Jack Tools
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No tools found. Try searching for mortgage, VAT, word counter, contrast checker, or random number.
Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
Converters
Unit ConverterLength, weight, temp
Text Tools
Word CounterWords and reading statsCharacter CounterCharacters and text lengthPassword GeneratorStrong passwords and passphrases
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Colour Picker & Palette GeneratorGenerate colour setsContrast CheckerAccessibility contrast testGradient GeneratorCreate CSS gradientsBox Shadow GeneratorGenerate CSS shadows
Image Tools
Image ToolsConvert, resize, compress
Jack Tools

Remortgage Calculator

Compare your current mortgage with a new deal and estimate your potential savings.

Enter remortgage details

£
yrs
%
%
£
yrs

This is an estimate only. Actual remortgage savings can vary depending on fees, early repayment charges, lender criteria, and whether a new term is taken.

Estimated monthly saving
£0.00
Estimated total saving over deal period: £0.00
Current monthly payment
£0.00
New monthly payment
£0.00
Gross saving over deal period
£0.00
Break-even point
0 months

Remortgage breakdown

Loan balance£0.00
Current rate0%
New rate0%
Fees£0.00

How This Remortgage Calculator Works

This remortgage calculator helps you compare your current mortgage deal with a new interest rate to estimate whether switching could reduce your monthly payment.

It calculates your current monthly repayment and compares it against a new repayment based on the same remaining balance and term, but using your proposed new rate.

The calculator also factors in remortgage fees and estimates how much you could save over your chosen deal period, along with how long it may take to recover the upfront costs.

Current loan balanceThe amount still left to repay on your existing mortgage.
Remaining termThe number of years left on your mortgage if you keep the same term.
Current and new ratesYour existing mortgage rate compared with the new remortgage rate.
Fees and deal lengthUsed to estimate net savings and when the remortgage breaks even.
Back to calculator ↑

Example Remortgage Calculations

£220k Balance
Current rate5.25%
New rate4.35%
Deal period2 yrs
Lower monthly payment
£180k Balance
Current rate5.80%
New rate4.90%
Fees£999
Break-even after fees
£300k Balance
Current rate6.10%
New rate4.95%
Deal period3 yrs
Higher total saving
£150k Balance
Current rate4.90%
New rate4.60%
Fees£1,499
Smaller saving margin

Remortgage Calculator FAQs

A remortgage is when you switch your existing mortgage to a new deal, either with your current lender or a different one, usually to get a better rate or lower monthly payments.
Remortgaging can be worth it if the new deal reduces your monthly payment or total borrowing cost enough to outweigh any arrangement fees, legal fees, or early repayment charges.
Yes. Fees can make a big difference to the real value of a new mortgage deal, especially if the monthly saving is small or the deal period is short.
The break-even point is how long it takes for your monthly savings to recover the upfront remortgage costs. After that point, any further savings are effectively net savings.
No. This calculator is a guide only. Actual remortgage costs and savings can vary depending on lender fees, legal costs, valuation charges, early repayment charges, and whether your term changes.
const remortgageFaqItems = document.querySelectorAll(".remortgage-content .faq-item"); remortgageFaqItems.forEach(item => { const button = item.querySelector(".faq-question"); button.addEventListener("click", () => { const open = item.classList.contains("active"); remortgageFaqItems.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Compound Interest Calculator

Estimate how your savings or investments could grow over time with compound interest.

Enter your details

£
£
%
yrs

This calculator is an estimate only and does not include tax, fees, inflation, or investment risk.

Estimated future value
£0.00
Interest earned: £0.00
Total invested
£0.00
Interest earned
£0.00
Initial amount
£0.00
Monthly contribution
£0.00

Growth breakdown

Annual interest rate0%
Investment period0 years
Compounding frequencyMonthly
Total contributions£0.00

How This Compound Interest Calculator Works

This compound interest calculator estimates how savings or investments could grow over time when interest is earned on both the original amount and previously earned interest.

The calculation includes your starting balance, monthly contributions, annual interest rate, investment period, and how often interest is compounded.

Over time, compounding allows investment growth to accelerate because each period's interest is added to the balance before the next interest calculation.

Initial investmentThe starting balance of your savings or investment.
Monthly contributionsRegular deposits that increase the total invested amount.
Interest rateThe expected annual return or interest rate.
Investment periodThe number of years your money remains invested.
Back to calculator ↑

Example Compound Interest Calculations

£10k Investment
Monthly£250
Rate7%
Years20
Large long-term growth
£5k Investment
Monthly£100
Rate6%
Years15
Steady growth
£25k Investment
Monthly£300
Rate5%
Years10
Balanced return
£50k Investment
Monthly£0
Rate4%
Years25
Pure compound growth

Compound Interest Calculator FAQs

Compound interest is interest earned not only on the original investment but also on the accumulated interest from previous periods.
Over long periods of time, compounding can significantly increase investment growth because returns continuously generate additional returns.
Compounding frequency depends on the investment or account type. Some accounts compound annually, quarterly, monthly, or even daily.
No. This calculator estimates nominal growth only and does not adjust for inflation, taxes, or investment fees.
const compoundFaq = document.querySelectorAll(".compound-content .faq-item"); compoundFaq.forEach(item=>{ const btn=item.querySelector(".faq-question"); btn.addEventListener("click",()=>{ const open=item.classList.contains("active"); compoundFaq.forEach(i=>{ i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight=null; }); if(!open){ item.classList.add("active"); const answer=item.querySelector(".faq-answer"); answer.style.maxHeight=answer.scrollHeight+"px"; } }); });
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Loan Repayment Calculator

Estimate your monthly loan repayments, total interest, and full repayment cost.

Enter loan details

£
%
yrs
mo

This calculator gives an estimate using a standard fixed monthly repayment formula. It does not include fees, penalties, or variable rate changes.

Estimated monthly repayment
£0.00
Total repaid: £0.00
Loan amount
£0.00
Total interest
£0.00
Total repaid
£0.00
Term length
0 years

Loan breakdown

Interest rate0%
Years0
Extra months0
Total payments0

How This Loan Repayment Calculator Works

This loan repayment calculator estimates your monthly loan payments based on the loan amount, interest rate, and repayment period.

The calculation uses a standard amortisation formula that spreads repayments across the entire loan term. Each monthly payment includes both interest and a portion of the original loan balance.

Over time, the interest portion of each payment gradually decreases while the amount applied to the loan balance increases.

Loan amountThe total amount borrowed from the lender.
Interest rateThe annual percentage rate applied to the loan balance.
Loan termThe length of time over which the loan will be repaid.
Monthly paymentsRegular repayments that gradually reduce the outstanding balance.
Back to calculator ↑

Example Loan Repayment Calculations

£10k Loan
Rate6%
Term3 years
Monthly~ £304
Moderate repayment
£20k Loan
Rate7%
Term5 years
Monthly~ £396
Higher total interest
£5k Loan
Rate5%
Term2 years
Monthly~ £219
Shorter repayment
£30k Loan
Rate8%
Term6 years
Monthly~ £525
Larger long-term loan

Loan Calculator FAQs

A loan repayment is the regular payment made to a lender to pay back borrowed money plus interest over a set period of time.
Most loans use amortised payments, meaning each monthly payment covers both interest and part of the loan principal until the balance is fully repaid.
Yes. Extending the loan term spreads repayments over a longer period, which reduces monthly payments but increases total interest paid.
No. This calculator provides an estimate only. Actual repayments may differ depending on lender fees, compounding methods, and repayment structures.
const loanFaq = document.querySelectorAll(".loan-content .faq-item"); loanFaq.forEach(item=>{ const btn=item.querySelector(".faq-question"); btn.addEventListener("click",()=>{ const open=item.classList.contains("active"); loanFaq.forEach(i=>{ i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight=null; }); if(!open){ item.classList.add("active"); const answer=item.querySelector(".faq-answer"); answer.style.maxHeight=answer.scrollHeight+"px"; } }); });
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Salary After Tax Calculator

Estimate your annual and monthly take-home pay for the 2025/26 UK tax year.

Enter salary details

£
£

This is a simple payroll-style estimate for 2025/26. Pension is treated as a pre-tax deduction for this calculator, and it does not include benefits, tax code changes, or salary sacrifice edge cases.

Estimated annual take-home pay
£0.00
Estimated monthly take-home: £0.00
Income tax
£0.00
National Insurance
£0.00
Student loan
£0.00
Pension contribution
£0.00

Salary breakdown

Gross salary£0.00
Taxable pay after pension£0.00
Monthly take-home£0.00
Weekly take-home£0.00

How This Salary After Tax Calculator Works

This salary after tax calculator estimates your take-home pay by starting with your gross annual salary and subtracting deductions such as income tax, National Insurance, pension contributions, and student loan repayments where applicable.

It is designed to give you a quick estimate of how much of your salary you may actually keep after the most common payroll deductions are taken off.

The calculator also breaks the result down into annual, monthly, and weekly take-home figures so you can get a clearer picture of your income.

Gross salaryYour total annual salary before tax and payroll deductions are taken off.
RegionYour tax region affects which income tax bands are used in the estimate.
Pension contributionsAdding pension payments can reduce your taxable pay and change your take-home amount.
Student loan planIf applicable, student loan deductions are included in the salary estimate.
Back to calculator ↑

Example Salary Calculations

£30k Salary
RegionrUK
Pension£0
Student loanNone
Lower tax band take-home
£45k Salary
RegionrUK
Pension£2,000
Student loanPlan 2
Mid-range net pay estimate
£60k Salary
RegionScotland
Pension£3,000
Student loanNone
Higher-rate tax estimate
£85k Salary
RegionrUK
Pension£5,000
Student loanPostgrad
Higher deductions overall

Salary After Tax FAQs

Salary after tax is the amount you keep from your gross pay after deductions such as income tax, National Insurance, pension contributions, and student loan repayments have been taken off.
Not necessarily. This calculator gives an estimate. Your actual payslip can differ depending on your tax code, salary sacrifice arrangements, benefits, bonuses, and other payroll adjustments.
Different UK regions can use different income tax bands, so selecting the correct region helps produce a more realistic take-home pay estimate.
Yes, pension contributions reduce your immediate take-home pay, but they can also reduce taxable income depending on how the contribution is handled.
Yes. If your earnings are above the repayment threshold for your plan, student loan deductions can reduce your take-home pay.
const salaryFaq = document.querySelectorAll(".salary-content .faq-item"); salaryFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); salaryFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Savings Calculator

Estimate how your savings could grow over time with regular contributions and interest.

Enter savings details

£
£
%
yrs

This is an estimate only. Real savings growth can differ due to changing interest rates, tax, fees, and account rules.

Estimated final balance
£0.00
Interest earned: £0.00
Total saved in
£0.00
Interest earned
£0.00
Starting amount
£0.00
Monthly saving
£0.00

Savings breakdown

Interest rate0%
Savings period0 years
Interest frequencyMonthly
Total monthly deposits£0.00

How This Savings Calculator Works

This savings calculator estimates how your money could grow over time based on a starting balance, regular monthly contributions, interest rate, and savings period.

It works by adding your monthly savings contributions and applying compound interest over the number of years you enter.

The calculator shows your estimated final balance, how much you personally contributed, and how much of the total comes from interest earned over time.

Starting amountThe opening balance already saved before regular contributions begin.
Monthly savingThe amount added each month to grow your savings balance.
Interest rateThe annual rate used to estimate savings growth.
Interest frequencyHow often interest is added to the savings balance during the year.
Back to calculator ↑

Example Savings Calculations

Starter Pot
Start£1,000
Monthly£100
Rate4%
Steady long-term growth
£5k Savings Plan
Start£5,000
Monthly£200
Rate4.5%
Balanced saver example
Bigger Contributions
Start£10,000
Monthly£400
Rate5%
Faster balance growth
Long-Term Saver
Start£20,000
Monthly£250
Rate4.25%
Compounding becomes stronger

Savings Calculator FAQs

A savings calculator estimates how much money you could build up over time using a starting balance, regular contributions, and interest.
Yes. This calculator estimates savings growth using compounding, which means interest can be earned on both your original balance and previously earned interest.
The more often interest is added, the sooner it starts earning interest itself. Over longer periods, this can make a noticeable difference to your final balance.
No. It is an estimate only. Actual savings growth may differ depending on changing rates, account terms, fees, tax, and when contributions are made.
Yes, as a rough estimate. For investments, real returns can vary each year, so this works best as a simplified projection rather than a guaranteed result.
const savingsFaq = document.querySelectorAll(".savings-content .faq-item"); savingsFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); savingsFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Credit Card Interest Calculator

Estimate how long it could take to clear your credit card and how much interest you may pay.

Enter card details

£
%
£
£

This calculator gives an estimate only. Real card interest can vary depending on how your provider calculates interest, fees, promotional rates, and statement timing.

Estimated time to clear
0 months
Estimated total interest: £0.00
Monthly interest
£0.00
Monthly payment used
£0.00
Total interest
£0.00
Total repaid
£0.00

Card breakdown

Current balance£0.00
APR0%
Base monthly payment£0.00
Extra monthly payment£0.00

How This Credit Card Interest Calculator Works

This credit card interest calculator estimates how long it could take to clear a balance based on your current balance, APR, and monthly repayment amount.

It applies interest to the remaining card balance each month, then reduces the balance by your chosen monthly payment and any extra overpayment you add.

The calculator shows the estimated repayment time, the total interest that could be charged, and the total amount you may repay before the balance is cleared.

Current balanceThe amount currently outstanding on the credit card.
APRThe annual percentage rate used to estimate monthly card interest.
Monthly paymentYour regular monthly repayment amount before any extra overpayments.
Extra paymentAn optional additional monthly amount to reduce the card balance faster.
Back to calculator ↑

Example Credit Card Interest Calculations

£1,500 Balance
APR19.9%
Monthly payment£75
Extra£0
Slower repayment pace
£3,000 Balance
APR24.9%
Monthly payment£120
Extra£0
Moderate repayment path
£3,000 + Extra
APR24.9%
Monthly payment£120
Extra£50
Faster balance reduction
£5,000 Balance
APR29.9%
Monthly payment£200
Extra£25
Higher interest impact

Credit Card Interest FAQs

Credit card interest is the charge added to your outstanding balance when the full amount is not repaid by the due date. It is usually expressed as an APR.
A higher APR means interest is added more aggressively, which can make balances take longer to clear and increase the total amount repaid.
Yes. Paying extra each month reduces the balance faster, which means less interest is charged over time.
If your payment does not cover the monthly interest, the balance may not fall at all. In some cases it can effectively become impossible to clear without increasing payments.
No. It is an estimate only. Real card charges can differ depending on statement timing, fees, promotional periods, cash withdrawals, and how the provider applies interest.
const creditCardFaq = document.querySelectorAll(".credit-card-content .faq-item"); creditCardFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); creditCardFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Inflation Calculator

Estimate how inflation could affect the future buying power of your money over time.

Enter inflation details

£
%
yrs
£

This is an estimate only. Real inflation changes over time, so this calculator is best used as a simple projection rather than a forecast.

Future cost of today’s amount
£0.00
Today’s buying power of target amount: £0.00
Inflation increase
£0.00
Percentage increase
0.00%
Buying power lost
£0.00
Today’s value of target
£0.00

Inflation breakdown

Current amount£0.00
Inflation rate0%
Time period0 years
Future target amount£0.00

How This Inflation Calculator Works

This inflation calculator estimates how the value of money changes over time when prices rise each year.

It works by applying an annual inflation rate across the number of years you enter, showing how much more money may be needed in future to buy the same thing.

The calculator also shows the reverse view by estimating the present-day buying power of a future amount, helping you understand how inflation can reduce purchasing power over time.

Current amountThe amount of money you want to project forward through inflation.
Inflation rateThe annual percentage increase used to estimate rising prices.
YearsThe number of years over which inflation is applied.
Future targetA future amount used to estimate what it may be worth in today’s money.
Back to calculator ↑

Example Inflation Calculations

£1,000 Today
Inflation2%
Years5
Future costHigher
Small price drift
£10,000 Today
Inflation3%
Years10
Future costNoticeably higher
Steady erosion
£25,000 Today
Inflation4%
Years15
Future costMuch higher
Strong inflation effect
Future £10,000
Inflation3%
Years20
Today’s valueLower
Reduced buying power

Inflation Calculator FAQs

Inflation is the rate at which prices rise over time. When inflation increases, the same amount of money generally buys less than it did before.
Inflation matters because it affects the real buying power of money. Even if the number in your bank account stays the same, what that money can actually buy may fall over time.
Future cost is the amount of money that may be needed in the future to buy something that costs a certain amount today, assuming inflation continues at the chosen rate.
This shows what a future amount is worth in today’s money. It helps explain how inflation reduces purchasing power over time.
No. This calculator is only a simple estimate. Real inflation changes year by year, so actual future price changes may be higher or lower.
const inflationFaq = document.querySelectorAll(".inflation-content .faq-item"); inflationFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); inflationFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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VAT Calculator

Quickly add VAT, remove VAT, and calculate the VAT amount from a price.

Enter VAT details

£

This calculator gives a simple VAT estimate based on the amount and rate you enter.

Result amount
£0.00
VAT amount: £0.00
VAT amount
£0.00
Base amount
£0.00
Result amount
£0.00
VAT rate used
0%

VAT breakdown

ModeAdd VAT
Input amount£0.00
VAT amount£0.00
Total / net result£0.00

How This VAT Calculator Works

This VAT calculator helps you quickly work out VAT on a price by either adding VAT to a net amount or removing VAT from a gross amount.

If you choose to add VAT, the calculator starts with the base price and adds the selected VAT rate to produce the total including VAT.

If you choose to remove VAT, the calculator starts with a VAT-inclusive amount and works backwards to estimate the net amount and the VAT portion.

AmountThe number you want to calculate VAT from, either net or gross depending on the mode selected.
VAT rateThe percentage used to calculate the VAT amount, such as 20%, 5%, or 0%.
Add VAT modeUse this when you have a net price and want the total including VAT.
Remove VAT modeUse this when you have a gross price and want the VAT element and net amount.
Back to calculator ↑

Example VAT Calculations

Add 20% VAT
Net amount£100.00
VAT rate20%
VAT amount£20.00
Total = £120.00
Remove 20% VAT
Gross amount£120.00
VAT rate20%
VAT amount£20.00
Net = £100.00
Add 5% VAT
Net amount£250.00
VAT rate5%
VAT amount£12.50
Total = £262.50
Zero Rate Example
Amount£80.00
VAT rate0%
VAT amount£0.00
No VAT added

VAT Calculator FAQs

VAT stands for Value Added Tax. It is a consumption tax added to many goods and services.
To add VAT, take the net amount and multiply it by the VAT rate, then add that VAT amount back onto the original price.
To remove VAT, divide the VAT-inclusive amount by 1 plus the VAT rate. This gives the net amount before VAT.
This calculator includes common rates such as 20%, 5%, and 0%, which are useful for many quick VAT calculations.
It is accurate for basic VAT maths, but it does not account for more complex VAT rules, sector-specific treatment, or invoicing edge cases.
const vatFaq = document.querySelectorAll(".vat-content .faq-item"); vatFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); vatFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Percentage Calculator

Quickly work out percentages, percentage increases, decreases, and reverse percentages.

Enter percentage details

Use this calculator to find what percentage one number is of another, or to work out percentage changes.

Result
40.00
20% of 200 is 40.
Calculated amount
40.00
Percentage result
20.00%
Input one
20.00
Input two
200.00

Calculation breakdown

ModeWhat is X% of Y?
First value20.00
Second value200.00
Result40.00

How This Percentage Calculator Works

This percentage calculator helps you solve several common percentage problems in one place, including finding a percentage of a number, working out percentage increases and decreases, reversing a percentage increase, and comparing two values.

Depending on the mode you choose, the calculator uses the two input boxes in slightly different ways. For example, in percentage of mode, the first box is the percentage and the second is the number you want to apply it to.

For increase and decrease calculations, the tool compares an original value with a new value to show the percentage change. For reverse percentage mode, it works backwards from a final figure to estimate the original number before a percentage increase was applied.

Calculation modeSelect the type of percentage calculation you want to perform, such as percentage of a number or percentage increase.
First valueThis is usually the percentage, original value, final value, or first comparison figure depending on the mode selected.
Second valueThis is usually the base number, new value, percentage rate, or second comparison figure depending on the type of calculation.
ResultThe calculator shows the main answer along with a quick summary and supporting breakdown for clarity.
Back to calculator ↑

Example Percentage Calculations

20% of 200
Percentage20%
Base number200
Calculation0.20 × 200
Result = 40
Percentage Increase
Original value80
New value100
Difference20
Increase = 25%
Percentage Decrease
Original value150
New value120
Difference30
Decrease = 20%
Reverse Percentage
Final value120
Increase applied20%
Original value100
Start amount = 100

Percentage Calculator FAQs

This calculator helps you solve common percentage questions, including finding a percentage of a number, percentage increases, decreases, reverse percentages, and percentage differences.
To find a percentage of a number, divide the percentage by 100 and multiply it by the base number. For example, 20% of 200 is 40.
Subtract the original number from the new number, divide the difference by the original number, and then multiply by 100 to get the percentage increase.
Reverse percentage means working backwards from a final number to find the original value before a percentage increase was added.
It is accurate for standard percentage calculations and quick estimates, although it does not replace professional financial or mathematical advice for more advanced use cases.
const percentageFaq = document.querySelectorAll(".percentage-content .faq-item"); percentageFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); percentageFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Discount Calculator

Quickly work out sale prices, discount amounts, and how much you save on a purchase.

Enter discount details

£
%

Enter the original price and discount percentage to see the sale price and total saving.

Sale price
£0.00
You save £0.00.
Discount amount
£0.00
You save
£0.00
Final price
£0.00
Discount rate used
0%

Discount breakdown

Original price£0.00
Discount rate0%
Discount amount£0.00
Final price£0.00

How This Discount Calculator Works

This discount calculator helps you work out how much money you save when a percentage discount is applied to a price. It shows the discount amount, the final sale price, and the total saving in a simple breakdown.

You start by entering the original price and the discount percentage. The calculator then multiplies the original price by the discount rate to find the amount taken off, before subtracting that from the original price to give the discounted total.

There is also an optional VAT setting so you can estimate the final amount when VAT is involved. This can be useful for comparing net and gross discount scenarios.

Original priceThe starting price before any discount is applied.
Discount rateThe percentage reduction you want to apply, such as 10%, 20%, or 50%.
VAT optionsYou can ignore VAT or estimate how the final price changes when VAT is applied before or after the discount.
Final priceThe calculator shows the new price after the discount and any VAT treatment selected.
Back to calculator ↑

Example Discount Calculations

20% Off £100
Original price£100.00
Discount20%
You save£20.00
Final price = £80.00
10% Off £250
Original price£250.00
Discount10%
You save£25.00
Final price = £225.00
50% Off £60
Original price£60.00
Discount50%
You save£30.00
Final price = £30.00
25% Off £400
Original price£400.00
Discount25%
You save£100.00
Final price = £300.00

Discount Calculator FAQs

This calculator works out the discount amount and final sale price after a percentage reduction has been applied to the original price.
To calculate a discount, multiply the original price by the discount percentage, then subtract that amount from the original price.
The sale price is the original price minus the discount amount. For example, if something costs £100 and has a 20% discount, the sale price is £80.
Yes. This calculator includes optional VAT settings so you can estimate outcomes when VAT is involved, although it is still designed as a simple discount tool.
It is accurate for standard discount maths and quick pricing estimates, but it does not account for retailer-specific pricing rules, multi-buy offers, or advanced tax scenarios.
const discountFaq = document.querySelectorAll(".discount-content .faq-item"); discountFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); discountFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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ROI Calculator

Calculate return on investment, profit, and ROI percentage from your investment.

Enter investment details

£
£
ROI
0%
Profit
£0
Investment
£0
Final value
£0
Return multiple
0x

How This ROI Calculator Works

This ROI calculator helps you measure the return on an investment by comparing how much you put in with the final value you got back. It gives you the profit, the ROI percentage, and the return multiple in one simple view.

ROI stands for return on investment. The basic formula is profit divided by the original investment, multiplied by 100. Profit is simply the final value minus the amount originally invested.

This makes ROI useful for comparing investments, business projects, marketing campaigns, property deals, or anything else where you want to understand how efficiently money has generated a return.

Investment amountThe amount of money originally invested or spent at the start.
Final valueThe total value received back from the investment, including the original amount and any gain or loss.
ProfitThis is the difference between the final value and the original investment amount.
ROI percentageThis shows the return as a percentage of the original investment, making different investments easier to compare.
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Example ROI Calculations

Basic Positive ROI
Investment£1,000
Final value£1,200
Profit£200
ROI = 20%
Higher Return
Investment£5,000
Final value£6,500
Profit£1,500
ROI = 30%
Break Even
Investment£2,000
Final value£2,000
Profit£0
ROI = 0%
Negative ROI
Investment£3,000
Final value£2,400
Profit-£600
ROI = -20%

ROI Calculator FAQs

ROI stands for return on investment. It measures how much profit or loss you made compared with the amount originally invested.
ROI is calculated by subtracting the investment amount from the final value to get profit, then dividing that profit by the original investment and multiplying by 100.
A good ROI depends on the type of investment, the risk involved, and the time period. A higher ROI is generally better, but it should always be judged in context.
Yes. If the final value is lower than the original investment, the profit becomes a loss and the ROI will be negative.
Basic ROI does not include time. It only compares the amount invested with the final value returned. For time-based comparisons, annualised return measures are more useful.
const roiFaq = document.querySelectorAll(".roi-content .faq-item"); roiFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); roiFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Break-Even Calculator

Work out how many units you need to sell to cover costs and reach a target profit.

Enter business details

£
£
£
£

Enter your fixed costs, selling price, and variable cost per unit to see your break-even point.

Break-even units
0
Break-even revenue: £0.00
Break-even revenue
£0.00
Contribution per unit
£0.00
Contribution margin
0.00%
Target profit units
0

Break-even breakdown

Fixed costs£0.00
Selling price per unit£0.00
Variable cost per unit£0.00
Target profit revenue£0.00

How This Break-Even Calculator Works

This break-even calculator helps you estimate how many units you need to sell before your business covers its costs. It compares fixed costs with the contribution made on each sale, which is the selling price minus the variable cost per unit.

A break-even point is reached when total revenue exactly matches total costs. At that stage, you are not making a profit, but you are not making a loss either.

This calculator also includes an optional target profit input, so you can estimate how many units and how much revenue you would need not just to break even, but to hit a chosen profit goal as well.

Fixed costsThese are costs that stay the same regardless of how many units you sell, such as rent, salaries, insurance, or software subscriptions.
Selling price per unitThis is the amount you charge customers for each product or service unit sold.
Variable cost per unitThese are the costs directly tied to each sale, such as materials, packaging, delivery, or transaction fees.
Contribution per unitThis is the amount each sale contributes towards covering fixed costs and then generating profit.
Back to calculator ↑

Example Break-Even Calculations

Simple Product Business
Fixed costs£5,000
Price per unit£50
Variable cost£30
Break-even = 250 units
Higher Margin Product
Fixed costs£8,000
Price per unit£120
Variable cost£60
Break-even = 134 units
With Target Profit
Fixed costs£4,000
Target profit£2,000
Contribution per unit£20
Target = 300 units
Service-Based Business
Fixed costs£2,500
Price per job£200
Variable cost£50
Break-even = 17 jobs

Break-Even Calculator FAQs

The break-even point is the level of sales where total revenue equals total costs. At that point, the business has covered its expenses but has not yet made a profit.
Break-even units are calculated by dividing fixed costs by contribution per unit. Contribution per unit is the selling price per unit minus the variable cost per unit.
Fixed costs stay the same regardless of sales volume, while variable costs change depending on how many units you sell or deliver.
Contribution per unit shows how much each sale contributes towards covering fixed costs. Once fixed costs are covered, further contribution becomes profit.
If your selling price is equal to or lower than your variable cost per unit, you cannot break even because each sale does not contribute enough to cover fixed costs.
const breakevenFaq = document.querySelectorAll(".breakeven-content .faq-item"); breakevenFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); breakevenFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Profit Margin Calculator

Work out profit, profit margin, markup, and total profit from your cost and selling price.

Enter pricing details

£
£

Enter your cost price, selling price, and quantity to calculate profit margin, markup, and total profit.

Profit margin
0.00%
Profit per unit: £0.00
Profit per unit
£0.00
Markup
0.00%
Total profit
£0.00
Total revenue
£0.00

Profit breakdown

Total cost£0.00
Total revenue£0.00
Total profit£0.00
Quantity0

How This Profit Margin Calculator Works

This profit margin calculator helps you work out how much profit you make on each unit sold and how profitable your pricing is overall. It compares your cost price with your selling price and then calculates margin, markup, and total profit.

Profit margin shows profit as a percentage of the selling price. Markup shows profit as a percentage of the cost price. These two figures are related, but they are not the same, which is why many businesses find it useful to see both.

By including quantity sold, this calculator also estimates total cost, total revenue, and total profit, making it useful for ecommerce, retail, freelancing, and small business pricing decisions.

Cost price per unitThis is how much it costs you to produce, buy, or deliver one unit of your product or service.
Selling price per unitThis is the price charged to the customer for one unit sold.
Profit marginProfit margin measures profit as a percentage of selling price, which is often used to judge pricing efficiency.
MarkupMarkup measures profit as a percentage of cost price, which is often used when setting prices from costs.
Back to calculator ↑

Example Profit Margin Calculations

Basic Retail Product
Cost price£50
Selling price£80
Profit per unit£30
Margin = 37.50%
Higher Margin Item
Cost price£20
Selling price£50
Profit per unit£30
Margin = 60.00%
Service Pricing
Cost price£120
Selling price£180
Profit per unit£60
Markup = 50.00%
Break-Even Pricing
Cost price£35
Selling price£35
Profit per unit£0
Margin = 0.00%

Profit Margin Calculator FAQs

Profit margin is the percentage of the selling price that remains as profit after the cost price has been deducted.
Margin is based on selling price, while markup is based on cost price. They measure profitability in different ways, so the percentages are not usually the same.
Profit margin is calculated by dividing profit per unit by selling price, then multiplying by 100.
Yes. If your selling price is lower than your cost price, you are making a loss and the profit margin will be negative.
This calculator is useful for retailers, freelancers, ecommerce sellers, service businesses, and anyone setting prices or checking product profitability.
const marginFaq = document.querySelectorAll(".margin-content .faq-item"); marginFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); marginFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Pay Rise Calculator

Estimate your new salary and see how much a pay rise adds per year, month, and week.

Enter salary details

£
%
£

Enter your current salary and pay rise percentage to see your new salary and how much extra you could earn.

New salary
£0.00
Annual increase: £0.00
Annual increase
£0.00
Monthly increase
£0.00
Weekly increase
£0.00
Total uplift
0.00%

Pay rise breakdown

Current salary£0.00
Percentage rise0.00%
Fixed increase£0.00
Total increase£0.00

How This Pay Rise Calculator Works

This pay rise calculator estimates how much your salary could increase after a percentage pay rise, a fixed annual increase, or a combination of both. It shows your new annual salary along with the extra amount per year, month, and week.

The percentage increase is calculated from your current salary. Any optional fixed increase is then added on top, giving you a total annual uplift and a new salary estimate.

This makes the calculator useful for checking job offers, annual reviews, promotion increases, union deals, and general salary planning.

Current salaryYour existing annual salary before any pay rise is applied.
Pay rise percentageThe percentage increase applied to your current salary, such as 3%, 5%, or 10%.
Fixed annual increaseAn optional extra amount added to your salary on top of the percentage pay rise.
New salaryThe calculator shows your updated annual salary and the estimated increase over different time periods.
Back to calculator ↑

Example Pay Rise Calculations

5% Pay Rise
Current salary£30,000
Pay rise5%
Annual increase£1,500
New salary = £31,500
10% Pay Rise
Current salary£45,000
Pay rise10%
Annual increase£4,500
New salary = £49,500
3% Plus Fixed Increase
Current salary£60,000
3% rise£1,800
Fixed increase£1,000
New salary = £62,800
Flat Increase Only
Current salary£25,000
Pay rise0%
Fixed increase£2,000
New salary = £27,000

Pay Rise Calculator FAQs

This calculator estimates your new salary after a pay rise and shows how much extra that rise adds per year, month, and week.
A percentage pay rise is calculated by multiplying your current salary by the percentage increase, then adding that extra amount to your original salary.
Yes. This calculator allows you to combine a percentage increase with an additional fixed annual amount for a more flexible estimate.
No. This calculator works with gross salary before tax. To estimate take-home pay, use the Salary After Tax Calculator separately.
Yes. It is useful for comparing pay rises from promotions, annual reviews, union settlements, and new salary offers.
const payriseFaq = document.querySelectorAll(".payrise-content .faq-item"); payriseFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); payriseFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Jack Tools

House Affordability Calculator

Estimate how much house you may be able to afford based on income, debts, deposit, and mortgage assumptions.

Enter affordability details

£
£
£
x
%
yrs

This estimate combines an income-based borrowing approach with a simple mortgage payment stress check.

Estimated maximum property price
£0.00
Estimated mortgage amount: £0.00
Estimated mortgage
£0.00
Estimated monthly payment
£0.00
Income-based borrowing
£0.00
Loan to value
0.00%

Affordability breakdown

Annual income£0.00
Monthly commitments£0.00
Deposit£0.00
Affordability multiple0.00x

How This House Affordability Calculator Works

This house affordability calculator gives a rough estimate of how much property you may be able to afford based on your annual income, monthly financial commitments, deposit, mortgage rate, and term.

The calculator starts with a simple income multiple to estimate the size of mortgage you may be able to borrow. It then reduces that figure to reflect any ongoing monthly debts or commitments, which can affect affordability in real mortgage assessments.

Once the estimated mortgage is calculated, the calculator adds your deposit to estimate a maximum property price and uses the interest rate and term to show an estimated monthly mortgage payment.

Annual household incomeThis is the total yearly income used to estimate how much a lender may be willing to offer.
Monthly commitmentsThese include debts and regular obligations such as loans, car finance, credit cards, or maintenance payments.
DepositYour deposit reduces the mortgage needed and increases the maximum property price you may be able to buy.
Affordability multipleThis is the income multiplier used to estimate borrowing, such as 4x, 4.5x, or 5x income.
Back to calculator ↑

Example House Affordability Calculations

Single Buyer Example
Income£45,000
Deposit£20,000
Multiple4.5x
Est. price = £222,500
Couple Buying Together
Income£70,000
Deposit£40,000
Multiple4.5x
Est. price = £355,000
With Monthly Debts
Income£60,000
Debts£400/mo
Deposit£30,000
Est. price = lower
Larger Deposit
Income£55,000
Deposit£60,000
Mortgage est.£247,500
Est. price = £307,500

House Affordability Calculator FAQs

This calculator estimates how much property you may be able to afford based on income, debts, deposit, and mortgage assumptions. It is designed as a guide rather than a lender decision tool.
An affordability multiple is the number used to estimate borrowing based on income. For example, borrowing at 4.5 times income means a household earning £60,000 may be estimated to borrow around £270,000 before other adjustments.
Yes. Existing monthly commitments can reduce how much you may be able to borrow because lenders usually consider your other financial obligations when assessing affordability.
No. This is only a general estimate. Actual lender decisions depend on credit history, income type, deposit size, property details, outgoings, and lender-specific rules.
The monthly payment estimate helps give context to the borrowing figure, so you can see how the estimated mortgage might translate into an approximate repayment amount.
const affordFaq = document.querySelectorAll(".afford-content .faq-item"); affordFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); affordFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
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Calculator

A simple free online calculator for quick everyday maths.

Use the calculator

0

You can also use your keyboard to type numbers and operators.

Current result
0
Ready for calculation.
Expression length
0
Last operator
—
Last result
0
Mode
Basic calculator

Calculation details

Expression—
StatusWaiting for input
Keyboard supportEnabled
Available operations+ − × ÷ %

How This Calculator Works

This calculator is a simple online tool for quick everyday maths. You can use it for addition, subtraction, multiplication, division, percentages, and decimal calculations.

Type numbers and operators using the on-screen buttons or your keyboard. The calculator updates as you go and gives you a quick result when you press equals.

It is designed to be fast, clear, and easy to use on desktop and mobile, making it useful for shopping, budgeting, homework, work tasks, and general number checking.

Basic operationsUse the calculator for addition, subtraction, multiplication, and division.
PercentagesYou can enter percentages directly using the percent button for quick calculations.
Keyboard supportUse your keyboard to enter numbers, operators, backspace, clear, and equals.
Quick everyday useThis tool is useful for fast mental maths checks, totals, discounts, and general calculations.
Back to calculator ↑

Example Calculations

Addition
Expression125 + 275
OperationAddition
Result400
Total = 400
Division
Expression144 ÷ 12
OperationDivision
Result12
Answer = 12
Decimal Maths
Expression19.99 × 3
OperationMultiply
Result59.97
Total = 59.97
Percentage
Expression250 × 10%
OperationPercentage
Result25
Answer = 25

Calculator FAQs

This calculator can handle basic arithmetic, including addition, subtraction, multiplication, division, decimals, and percentage calculations.
Yes. You can type numbers and operators directly with your keyboard, use backspace to delete, and press Enter to calculate.
Yes. Jack Tools calculators are free to use and designed for quick everyday calculations.
Yes. The layout is designed to work on phones, tablets, and desktop screens.
The percent button lets you enter a percentage value in an expression, such as 10%, which the calculator converts into its decimal equivalent during calculation.
const calculatorFaq = document.querySelectorAll(".calculator-content .faq-item"); calculatorFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); calculatorFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
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Tip Calculator

Work out tips, split bills, and adjust your tip based on service satisfaction.

Enter tip details

£
Satisfaction levelGood
PoorOkayGoodGreatExcellent
%
Round up totalUseful if you want to pay a neat whole-pound amount.

Use the satisfaction slider for a suggested tip, or enter your own custom tip percentage.

Total bill including tip
£0.00
Tip amount: £0.00
Tip amount
£0.00
Tip per person
£0.00
Total per person
£0.00
Suggested level
Good

Tip breakdown

Bill amount£0.00
Tip percentage used0.00%
Number of people1
Rounded totalNo

How This Tip Calculator Works

This tip calculator helps you work out how much tip to leave on a bill, how much the total comes to, and how much each person should pay when splitting the cost.

You can use the service satisfaction slider to choose a suggested tip level, or type your own tip percentage manually if you already know what you want to leave.

There is also an optional round-up feature, which increases the tip slightly so the final bill becomes a neat whole-pound total.

Bill amountEnter the total before tip so the calculator can work out the suggested gratuity and final bill.
Service satisfactionThe slider helps match the service level to a suggested tip percentage, from poor to excellent.
Split between peopleYou can divide both the tip and the total bill across however many people are paying.
Round up totalThis can make the final payment easier by rounding the total bill up to the next whole pound.
Back to calculator ↑

Example Tip Calculations

Good Service
Bill£80.00
Tip12.5%
Tip amount£10.00
Total = £90.00
Excellent Service
Bill£120.00
Tip20%
Tip amount£24.00
Total = £144.00
Split Between 4
Bill£96.00
Tip10%
People4
Each pays = £26.40
Rounded Total
Bill£43.50
Rounded total£49.00
Tip amount£5.50
Easy whole-pound payment

Tip Calculator FAQs

This calculator works out the tip amount, the final bill including tip, and how much each person should pay when splitting the total.
The slider links service quality levels like poor, good, or excellent to suggested tip percentages, making it easier to choose an amount quickly.
Yes. You can override the suggested amount by typing your own custom tip percentage into the tip input box.
It increases the tip slightly so the final bill becomes the next whole-pound figure, which can make paying easier.
Yes. The calculator shows both the tip per person and the total amount each person would pay.
const tipFaq = document.querySelectorAll(".tip-content .faq-item"); tipFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); tipFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
Converters
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Jack Tools

Age Calculator

Calculate exact age in years, months, days, hours, and time until the next birthday.

Enter age details

Include time of birthSwitch this on to calculate hours and more precise age differences.
Include comparison timeUseful when you want a more exact age at a specific hour and minute.

Enter a date of birth and comparison date to calculate exact age and time until the next birthday.

Exact age
0 years, 0 months, 0 days
Born on —
Total months
0
Total weeks
0
Total days
0
Total hours
0

Age breakdown

Day of week born—
Next birthday—
Days until next birthday0
Comparison date used—

How This Age Calculator Works

This age calculator works out exact age from a date of birth to a chosen comparison date. It can show age in years, months, and days, along with totals like months, weeks, days, and hours.

You can also include an optional birth time and comparison time for a more precise calculation. That makes it useful for babies, official records, milestones, and exact age checks at specific times of day.

In addition to the main age result, the calculator also shows the day of the week you were born, your next birthday date, and how many days remain until that birthday.

Date of birthEnter the birth date you want to calculate from. This is required for the age calculation.
Optional time of birthAdd a birth time and enable it if you want a more precise age result in hours and timed birthday comparisons.
Comparison dateYou can calculate age as of today or on any past or future date after the date of birth.
Birthday countdownThe calculator also estimates when the next birthday falls and how many days remain until it arrives.
Back to calculator ↑

Example Age Calculations

Date Only
Date of birth1 Jan 1990
Compare date1 Jan 2025
Exact age35 years
Simple age check
With Birth Time
Date of birth12 Jun 2000
Birth time14:30
Compare time09:00
More precise timing
Baby Age
Date of birth5 Mar 2024
Compare date5 Sep 2024
Exact age6 months
Useful for milestones
Future Date Check
Date of birth20 Aug 1988
Compare date20 Aug 2030
Exact age42 years
Plan future age

Age Calculator FAQs

This calculator shows exact age in years, months, and days, plus totals in months, weeks, days, and hours. It also shows the day of the week you were born and your next birthday countdown.
Yes. You can add a time of birth and switch it on for a more precise age calculation, especially when comparing exact times or calculating hours lived.
Yes. The calculator lets you choose any comparison date after the date of birth, so you can work out age on a past or future day.
Yes. The calculator handles leap years and adjusts the next birthday logic for 29 February births when needed.
Including time makes the result more precise. For example, someone may not yet have reached their exact next year or day milestone until a certain hour and minute.
const ageFaq = document.querySelectorAll(".age-content .faq-item"); ageFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); ageFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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No tools found. Try searching for mortgage, VAT, word counter, contrast checker, or random number.
Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
Converters
Unit ConverterLength, weight, temp
Text Tools
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Jack Tools

Unit Price Calculator

Compare products to see which one gives the best value per unit.

£
£
Best value
—
Product 1 price per unit
—
Product 2 price per unit
—
Cheaper option
—
Savings
—

How This Unit Price Calculator Works

This unit price calculator helps you compare two products to see which one offers better value for money. Instead of only looking at the shelf price, it works out the cost per unit so you can compare items fairly.

You enter the price and size of each product, then choose the unit type such as grams, kilograms, millilitres, litres, or items. The calculator then works out the price per unit for both options.

This makes it easier to compare different pack sizes, multipacks, and promotional offers when shopping for groceries, household goods, drinks, toiletries, and other everyday products.

Product priceEnter the total shelf price or purchase price for each product you want to compare.
Product sizeEnter the size, weight, volume, or quantity of each product using the same measurement type for both.
Unit typeChoose the unit that matches the products, such as grams, kilograms, millilitres, litres, or items.
Best valueThe calculator shows which product has the lower price per unit and therefore offers better value.
Back to calculator ↑

Example Unit Price Comparisons

Rice Comparison
Product 1£3.50 / 400g
Product 2£5.00 / 750g
Unit typegrams
Product 2 is better value
Shampoo Bottles
Product 1£2.40 / 250ml
Product 2£4.20 / 500ml
Unit typemillilitres
Product 2 is better value
Pack of Items
Product 1£6.00 / 12 items
Product 2£8.50 / 20 items
Unit typeitems
Product 2 is cheaper per item
Milk Comparison
Product 1£1.20 / 1L
Product 2£1.80 / 2L
Unit typelitres
Product 2 is better value

Unit Price Calculator FAQs

A unit price calculator works out the price per unit for each product, making it easier to compare different sizes and see which option offers better value.
Unit price helps you compare products fairly, especially when pack sizes are different. A bigger item is not always better value unless the price per unit is lower.
Yes. For the comparison to be meaningful, both products should be entered using the same measurement type, such as both in grams or both in litres.
Yes. This calculator is useful for groceries, drinks, toiletries, cleaning products, bulk purchases, and any items sold by size, weight, volume, or count.
No. A lower total price does not always mean better value. The better-value option is the one with the lower price per unit.
const unitFaq = document.querySelectorAll(".unit-content .faq-item"); unitFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); unitFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
Jack Tools
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No tools found. Try searching for mortgage, VAT, word counter, contrast checker, or random number.
Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
Converters
Unit ConverterLength, weight, temp
Text Tools
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Image Tools
Image ToolsConvert, resize, compress
Jack Tools

Split Bill Calculator

Split a bill between friends and include tip or service charge.

£
Per person
£0.00
Total bill
£0.00
Tip total
£0.00
Service charge
£0.00
Final total
£0.00

How This Split Bill Calculator Works

This split bill calculator helps you divide a bill between multiple people quickly and clearly. It can also include an optional tip and service charge, so everyone can see what they owe once extras have been added.

You start by entering the original bill amount and the number of people sharing the cost. You can then add a tip percentage, a service charge percentage, or both.

The calculator adds those amounts onto the bill, works out the final total, and then divides everything equally to show the amount each person should pay.

Total billEnter the original bill amount before splitting it between the group.
Number of peopleThis is the number of people sharing the bill equally.
Tip percentageAdd an optional tip percentage if you want to include gratuity in the split.
Service chargeEnter any service charge percentage already added by the venue or business.
Back to calculator ↑

Example Split Bill Calculations

Simple 3-Way Split
Bill£60.00
People3
Tip / serviceNone
Each pays = £20.00
With 10% Tip
Bill£80.00
People4
Tip10%
Each pays = £22.00
With Service Charge
Bill£100.00
People5
Service charge12.5%
Each pays = £22.50
Tip and Service
Bill£120.00
People6
Extras10% + 5%
Each pays = £23.00

Split Bill Calculator FAQs

This calculator divides a bill equally between a group and can include optional tip and service charge percentages in the final amount.
Yes. The calculator allows you to add both a tip and a service charge, and then splits the total equally between the number of people entered.
Yes. This version splits the bill evenly between everyone. It does not yet support custom or uneven contributions.
That depends on the situation. Some venues already include service charge, so you may not also want to add a separate tip unless you choose to.
Yes. It is useful for restaurant bills, takeaway sharing, holiday expenses, drinks rounds, and other group costs that need a quick equal split.
const splitFaq = document.querySelectorAll(".split-content .faq-item"); splitFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); splitFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
Jack Tools
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No tools found. Try searching for mortgage, VAT, word counter, contrast checker, or random number.
Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
Converters
Unit ConverterLength, weight, temp
Text Tools
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Design Tools
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Image Tools
Image ToolsConvert, resize, compress
Jack Tools

Fuel Cost Calculator

Estimate fuel used, trip cost, and running costs based on distance, fuel price, and efficiency.

Enter trip details

miles
£/ litre
mpg

Choose miles + MPG or kilometres + litres per 100km to match your vehicle and trip details.

Estimated trip cost
£0.00
Fuel used: 0.00 litres
Fuel used
0.00 L
Cost per distance unit
£0.00
Return trip cost
£0.00
Monthly estimate
£0.00

Fuel cost breakdown

Distance entered0
Fuel price used£0.00
Efficiency used0
Trips per month0

How This Fuel Cost Calculator Works

This fuel cost calculator estimates how much fuel a journey will use and how much that trip is likely to cost based on distance, fuel price, and your vehicle’s fuel efficiency.

You can use either miles with MPG or kilometres with litres per 100km, depending on which format is more familiar. The calculator converts the figures into an estimated fuel usage in litres and then multiplies that by the fuel price.

It also shows extra context like return trip cost, cost per mile or kilometre, and a monthly estimate based on how many times you make that trip.

Trip distanceEnter the one-way distance for the journey you want to estimate.
Fuel priceUse the current cost per litre of fuel so the estimate reflects recent prices.
Fuel efficiencyChoose MPG if using miles, or litres per 100km if using kilometres.
Monthly tripsAdd how many times you make the journey each month to estimate regular fuel spending.
Back to calculator ↑

Example Fuel Cost Calculations

Daily Commute
Distance30 miles
Efficiency50 mpg
Fuel price£1.45/L
Low-cost regular trip
Weekend Road Trip
Distance200 miles
Efficiency42 mpg
Fuel price£1.52/L
Estimate total travel fuel
Metric Example
Distance350 km
Efficiency6.8 L/100km
Fuel price£1.48/L
Useful for longer trips
Monthly Driving
Trip distance25 miles
Trips / month20
ModeMPG
Estimate monthly fuel budget

Fuel Cost Calculator FAQs

This calculator estimates how much fuel a trip will use and how much that fuel is likely to cost based on the distance, price per litre, and fuel efficiency entered.
Yes. You can switch to miles plus MPG mode if that matches how you normally measure distance and economy.
Yes. The calculator also supports kilometres and litres per 100km, which is common in many vehicles and countries.
The main trip cost is one way, but the calculator also shows an estimated return trip cost separately for convenience.
It is a useful estimate, but actual fuel use can vary based on traffic, weather, driving style, load, terrain, and the real-world efficiency of the vehicle.
const fuelFaq = document.querySelectorAll(".fuel-content .faq-item"); fuelFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); fuelFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Pace Calculator

Calculate running or walking pace, speed, and projected race times from distance and time.

Enter pace details

hr
min
sec

Enter a distance and time to calculate average pace, speed, and estimated race times.

Average pace
00:00 / km
Average speed: 0.00 km/h
Pace per kilometre
00:00
Pace per mile
00:00
Average speed
0.00 km/h
Total duration
00:00:00

Projected times

5K00:00:00
10K00:00:00
Half marathon00:00:00
Marathon00:00:00

How This Pace Calculator Works

This pace calculator helps you work out your average pace, average speed, and projected race times based on the distance you covered and how long it took.

You can enter distance in either kilometres or miles, then add the total time in hours, minutes, and seconds. The calculator uses that information to estimate your pace per kilometre and per mile.

It also projects what the same pace would look like over standard distances like 5K, 10K, a half marathon, and a marathon, which makes it useful for training, goal setting, and race planning.

DistanceEnter how far you ran or walked, using either kilometres or miles.
Time takenAdd the full time for that distance in hours, minutes, and seconds.
PacePace shows how long it takes you to cover one kilometre or one mile on average.
Projected timesThe calculator estimates how long standard race distances would take if you held the same pace.
Back to calculator ↑

Example Pace Calculations

5K Run
Distance5 km
Time25:00
Pace5:00 / km
Steady 5K pace
10K Training
Distance10 km
Time52:30
Pace5:15 / km
Strong training pace
Easy Run in Miles
Distance3 miles
Time27:00
Pace9:00 / mile
Comfortable easy run
Half Marathon Estimate
Pace6:00 / km
Projected time2:06:35
Distance21.1 km
Useful race target

Pace Calculator FAQs

A pace calculator works out how long it takes you to cover one kilometre or one mile on average, based on the distance and total time entered.
Pace is usually shown as time per kilometre or mile, while speed is shown as distance per hour, such as kilometres per hour or miles per hour.
Yes. This calculator supports both kilometres and miles, and it automatically shows pace in both formats.
They are estimates based on holding the same average pace over a different distance. Real race performance can vary depending on terrain, fatigue, weather, and pacing strategy.
It is useful for runners, joggers, walkers, race planners, and anyone who wants to understand training pace, speed, or goal times.
const paceFaq = document.querySelectorAll(".pace-content .faq-item"); paceFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); paceFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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BMI Calculator

Calculate BMI using metric, imperial, or mixed measurements and view the standard BMI category range.

Enter body measurements

cm
kg

BMI is a simple screening measure based on height and weight. It does not directly measure body fat, health, or fitness.

BMI result
0.0
Category: —
BMI category
—
Healthy weight range
—
Height used
—
Weight used
—

BMI category guide

UnderweightBelow 18.5
Healthy weight18.5 to 24.9
Overweight25 to 29.9
Obesity30 and above

How This BMI Calculator Works

This BMI calculator estimates body mass index using height and weight. BMI is a simple formula that compares weight with height to place the result into a standard category range.

You can use either metric or imperial measurements. In metric mode, enter height in centimetres and weight in kilograms. In imperial mode, enter height in feet and inches, and weight in stones and pounds.

The calculator also estimates a standard healthy weight range for the height entered. BMI can be a useful screening tool, but it does not directly measure body fat, muscle mass, or overall health.

Measurement modeChoose metric or imperial units depending on how you want to enter your height and weight.
BMI resultThe calculator estimates BMI from height and weight using the standard BMI formula.
BMI categoryThe result is matched against the standard adult BMI category ranges.
Healthy weight rangeThe calculator estimates the standard BMI healthy weight range for the height entered.
Back to calculator ↑

Example BMI Calculations

Metric Example
Height175 cm
Weight70 kg
BMI22.9
Category = Healthy weight
Imperial Example
Height5 ft 9 in
Weight11 st 0 lb
BMI22.7
Category = Healthy weight
Higher BMI Example
Height168 cm
Weight82 kg
BMI29.1
Category = Overweight
Lower BMI Example
Height180 cm
Weight57 kg
BMI17.6
Category = Underweight

BMI Calculator FAQs

BMI stands for body mass index. It is a simple calculation that uses height and weight to estimate a body size category.
In metric units, BMI is calculated by dividing weight in kilograms by height in metres squared.
No. BMI is a screening measure based on height and weight. It does not directly measure body fat, muscle mass, or overall health.
Yes. People with higher muscle mass can sometimes have a higher BMI without that reflecting body fat in the same way.
BMI is a general screening tool and may not reflect every individual equally. It is best interpreted with wider context rather than on its own.
const bmiFaq = document.querySelectorAll(".bmi-content .faq-item"); bmiFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); bmiFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Unit Converter

Convert length, weight, temperature, volume, speed, time, height, body weight, and fuel economy in one place.

Choose converter

Choose a converter type, enter a value, and select the units you want to convert between.

Converted result
1 metre = 3.28084 feet
Converter: Length
Input value
1 metre
Output value
3.28084 feet
Converter type
Length
Conversion direction
metre → foot

Converter details

Selected converterLength
From unitmetre
To unitfoot
Deep link#unit-converter-length

How This Unit Converter Works

This unit converter hub brings multiple everyday converters into one place. Instead of creating separate sections for each measurement type, the converter uses top buttons and a dropdown menu to switch between different categories like length, weight, temperature, volume, speed, time, height, body weight, and fuel economy.

You choose the converter type, enter a value, and then select the unit you want to convert from and the unit you want to convert to. The result updates inside the same converter section, which keeps the page cleaner and easier to navigate.

This converter also supports deep links, so menu items can point straight to a specific converter state such as length, weight, or temperature while still using one shared section on the page.

One hub, many convertersLength, weight, temperature, volume, speed, time, height, body weight, and fuel economy can all be handled inside one converter tool.
Top buttons and dropdownUsers can switch converter type using the tab buttons or the dropdown menu, depending on what feels fastest.
Deep-link supportYou can link directly to converter states like #unit-converter-length or #unit-converter-weight from menus elsewhere on the page.
Cleaner navigationUsing one converter hub avoids cluttering the page and side menu with many separate converter sections.
Back to converter ↑

Example Converter Uses

Length Conversion
Input1 metre
Convert tofeet
Use caseDIY or room sizes
Useful for metric ↔ imperial
Temperature Conversion
Input20°C
Convert toFahrenheit
Use caseTravel or weather
Quick everyday conversion
Body Weight Conversion
Input70 kg
Convert tostone & pounds
Use caseHealth or forms
Helpful for UK body weight
Fuel Economy Conversion
Input45 UK MPG
Convert toL/100km
Use caseDriving and travel
Useful for car comparisons

Unit Converter FAQs

A single converter hub keeps the page cleaner and easier to manage while still letting users jump directly to a specific converter type through deep links and menu items.
Yes. This converter supports deep links such as #unit-converter-length, #unit-converter-weight, and #unit-converter-temperature so specific menu links can open the relevant tab automatically.
This hub includes length, weight, temperature, volume, speed, time, height, body weight, and fuel economy conversions.
Yes. There is a swap button between the unit selectors so you can reverse the conversion direction without reselecting each unit manually.
Yes. The section can sit under one main anchor, while JavaScript reads the full hash and preselects the correct converter tab on load.
const converterFaq = document.querySelectorAll(".converter-content .faq-item"); converterFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); converterFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Image Tools

Convert image formats now, with resize, compress, and image to PDF tools ready to expand inside the same hub.

Choose image tool

Original image

Upload a JPG, PNG, or WebP image to preview it here.

Converted preview

The converted preview will appear here after processing.

Upload a JPG, PNG, or WebP image and choose the format you want to convert it into.

Original image

Upload an image to preview the original size here.

Resized preview

The resized image preview will appear here after processing.

Upload an image, enter new dimensions, and keep aspect ratio locked if you want the image proportions to stay consistent.

Quality: 80%

Original image

Upload an image to preview the original file here.

Compressed preview

The compressed image preview will appear here after processing.

Compress an image by lowering quality and exporting it as JPG or WebP for smaller file sizes.

Image preview

Upload one or more JPG, PNG, or WebP images to combine them into a PDF.

PDF summary

Tool status
Image Converter
Ready to convert JPG, PNG, and WebP files in your browser.
Current tool
Convert
Input file
No file selected
Output format
PNG
Converted file
Waiting for conversion

Image tool details

Detected type—
Original dimensions—
Output filename—
Hub section#image-tools

How This Image Tools Hub Works

This Image Tools Hub groups together several browser-based file tools inside one clean section. Instead of scattering lots of separate image tools across the page, the hub uses top tabs so users can switch between image conversion, resizing, compression, and image to PDF without leaving the same tool area.

The current setup is designed to be practical for quick everyday tasks. You can convert image formats, resize images to new dimensions, reduce file sizes with compression, and combine multiple images into a single PDF file. All of these tools are built to feel like part of one connected interface rather than a loose collection of unrelated widgets.

This structure also makes the site easier to scale. More visual tools can be added later, such as crop, rotate, watermark, or PDF to image, while keeping the menu clean and the user experience consistent.

One hub, multiple image toolsConvert, resize, compress, and image to PDF all sit inside one shared image tools section.
Browser-based workflowThese tools are designed for lightweight image tasks directly in the browser, which keeps them fast and simple for everyday use.
Expandable structureThe hub layout makes it easy to add future tools like crop, rotate, watermark, and PDF to JPG later.
Cleaner site navigationGrouping related file tools together avoids cluttering the page and side menus with too many separate sections.
Back to image tools ↑

Example Image Tool Uses

Convert JPG to PNG
InputJPG photo
OutputPNG image
Use caseEditing or transparency workflow
Useful for quick format changes
Resize for Web
InputLarge image
ActionReduce dimensions
Use caseWeb uploads or content
Useful for image sizing
Compress for Smaller Files
InputPNG or JPG
ActionLower file size
Use caseFaster uploads
Useful for websites and forms
Combine Images into PDF
InputMultiple images
OutputSingle PDF
Use caseDocuments and sharing
Useful for simple PDF creation

Image Tools FAQs

This hub includes image conversion, image resizing, image compression, and image to PDF tools inside one shared section.
A hub keeps related tools together, makes the site easier to navigate, and creates a cleaner interface than building lots of separate image tool sections.
The current image tools support common formats such as JPG, PNG, and WebP for upload and conversion tasks.
Yes. These tools are designed for practical browser-based tasks like changing format, resizing images, reducing file size, and making simple PDFs from images.
Yes. This hub structure is designed to expand over time with related tools such as crop, rotate, watermark, PDF to image, and other lightweight file utilities.
const imageHubFaq = document.querySelectorAll(".image-tools-content .faq-item"); imageHubFaq.forEach(item => { const btn = item.querySelector(".faq-question"); btn.addEventListener("click", () => { const open = item.classList.contains("active"); imageHubFaq.forEach(i => { i.classList.remove("active"); i.querySelector(".faq-answer").style.maxHeight = null; }); if (!open) { item.classList.add("active"); const answer = item.querySelector(".faq-answer"); answer.style.maxHeight = answer.scrollHeight + "px"; } }); });
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Date Difference Calculator

Calculate the exact difference between two dates in days, weeks, months, and years.

Enter your dates

Include end dateTurn this on to count both the start date and end date in the result.

This calculator gives the calendar difference between two dates and also shows the total number of days and weeks.

Total difference
0 days
Select two dates to see the difference.
Total days
0
Total weeks
0
Calendar months
0
Calendar years
0

Date breakdown

Start date—
End date—
Difference0 years, 0 months, 0 days
Inclusive modeOff

How this date difference calculator works

This calculator measures the difference between two calendar dates and shows the result in several useful formats. You can see the total number of days, the total number of weeks, and a calendar-style breakdown in years, months, and days.

It is useful for planning trips, measuring time between important milestones, checking contract dates, counting down to events, and working out exact date spans for personal or business use.

Total daysTotal weeksCalendar monthsCalendar yearsInclusive option

When the inclusive option is turned on, the calculator counts both the start date and the end date. When it is turned off, it shows the standard difference between the two dates.

What “total days” means

Total days is the full number of days between the two dates. This is often the most useful result for countdowns, project timelines, booking windows, and deadline planning.

Why months and days can look different

Calendar months are not all the same length, so a date span can have one total day count and a different calendar-style result in years, months, and days. Both are correct, just shown in different ways.

Reversed dates are handled automatically

If you enter the later date first, the calculator automatically reorders the dates and still gives you the correct result.

Works for leap years too

The calculator uses real calendar dates, so leap years and varying month lengths are taken into account automatically.

Example date differences

Here are a few common examples showing how the calculator can be used for everyday date calculations.

Example 1

Holiday countdown

Start date1 June 2026
End date15 June 2026
Total difference14 days
Calendar breakdown0 years, 0 months, 14 days
Example 2

Project timeline

Start date10 January 2026
End date10 April 2026
Total difference90 days
Calendar breakdown0 years, 3 months, 0 days
Example 3

Birthday age span

Start date5 March 2000
End date5 March 2026
Total difference9,496 days
Calendar breakdown26 years, 0 months, 0 days
Example 4

Inclusive event count

Start date1 August 2026
End date7 August 2026
Inclusive modeOn
Total difference7 days

Date difference calculator FAQs

It calculates the time between two dates and shows the result as total days, total weeks, and a calendar breakdown in years, months, and days.
When inclusive mode is turned on, both the start date and the end date are counted in the final total. This is useful for event schedules, bookings, and date ranges where both days should be included.
The calculator automatically swaps the dates and still gives you the correct difference, so you do not need to re-enter them.
Months do not all contain the same number of days, so a result shown as calendar months and days will not always map neatly to a fixed number of days per month. Both formats are valid and useful for different situations.
Yes. The calculator uses actual calendar dates, so leap years and varying month lengths are included automatically in the result.
It is accurate for standard calendar date calculations. It is designed for everyday use such as planning, countdowns, age spans, timelines, and date checks.
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Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
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Business Days Calculator

Count working days between two dates or add business days, with UK bank holiday support.

Enter your details

Count between datesTurn off to add business days to the start date.
Skip weekendsExclude Saturdays and Sundays.
Exclude bank holidaysUse official UK bank holidays for the selected region.
Include start dateCount the start date if it qualifies.
Include end dateCount the end date in between-dates mode.
Holiday data statusLoading official holiday data…

This calculator can use weekends only, or weekends plus official UK bank holidays, depending on your settings.

Result
0 business days
Choose a mode and enter your dates.
Business days
0
Calendar days
0
Working weeks
0.00
End date
—

Breakdown

ModeCount between dates
Start date—
End date—
Weekend handlingSkip weekends
Bank holidaysExcluded

How this business days calculator works

This calculator helps you count working days between two dates or calculate a future date by adding a number of business days. It can exclude weekends and, if you choose, official UK bank holidays for England and Wales, Scotland, or Northern Ireland.

It is useful for contracts, payroll, project planning, shipping estimates, HR timelines, notice periods, and any situation where only working days should be counted.

Business daysCalendar daysWeekend toggleBank holidaysUK regions

In count mode, the calculator works out how many qualifying working days fall between the start date and end date. In add mode, it finds the resulting future date after adding a chosen number of business days to the start date.

What counts as a business day

A business day is normally a weekday. If you switch on bank holiday exclusion, official UK bank holidays for the selected region are also removed from the count.

Weekend handling

With “Skip weekends” turned on, Saturdays and Sundays are excluded. If you turn it off, all seven days of the week can be counted unless excluded by another setting.

Regional bank holidays

Different parts of the UK have different holiday calendars. This calculator lets you choose England and Wales, Scotland, or Northern Ireland for more accurate results.

Count mode and add mode

Use count mode to measure the number of working days between two dates. Use add mode to calculate the final date after a set number of business days has passed.

Example business day calculations

Here are some common examples showing how the calculator can be used for work schedules, deadlines, and date planning.

Example 1

Working days between two dates

Start date1 June 2026
End date12 June 2026
Skip weekendsOn
Result10 business days
Example 2

Add 10 business days

Start date3 August 2026
Business days to add10
Skip weekendsOn
End date17 August 2026
Example 3

UK bank holiday exclusion

RegionEngland & Wales
Exclude bank holidaysOn
Start date22 December 2026
ResultHoliday dates are skipped
Example 4

Include the start date

Start date7 September 2026
Include start dateOn
Business days to add5
ResultStart date can count as day 1

Business days calculator FAQs

It calculates the number of working days between two dates or finds the future date after adding a chosen number of business days. It can exclude weekends and official UK bank holidays.
A business day is usually a working weekday. In this calculator, weekends can be excluded, and official UK bank holidays can also be excluded if that option is enabled.
Yes. You can switch on bank holiday exclusion and choose a UK region: England and Wales, Scotland, or Northern Ireland.
Some UK bank holidays differ between England and Wales, Scotland, and Northern Ireland. Choosing the correct region helps produce a more accurate working day count.
Count mode measures how many business days fall between two dates. Add mode starts from one date and works forward until the selected number of business days has been added.
The calculator automatically reorders the dates in count mode and still gives you the correct result.
Yes. You can choose whether the start date counts, and in between-dates mode you can also choose whether the end date is included.
It is designed for practical working day calculations using the selected settings. Results depend on the weekend and bank holiday options you choose.
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Work Hours Calculator

Calculate hours worked, paid hours, and estimated pay for a shift.

Enter your shift details

min
£
Overnight shiftTurn this on if your shift ends after midnight.

This calculator estimates worked time and pay based on your shift times, unpaid break, and hourly rate.

Paid time
8h 0m
Total pay: £0.00
Total shift length
0h 0m
Break time
0m
Paid hours (decimal)
0.00
Estimated pay
£0.00

Shift breakdown

Start time—
End time—
Overnight shiftNo
Hourly rate£0.00

How this work hours calculator works

This calculator helps you work out how long a shift lasts, how much unpaid break time to subtract, how many paid hours remain, and what those paid hours are worth at your chosen hourly rate.

It is useful for employees, freelancers, shift workers, managers, and anyone who needs to estimate hours worked or calculate expected pay from start and end times.

Shift lengthUnpaid breakPaid hoursHourly payOvernight shifts

The calculator first measures the total shift length between your start time and end time. It then subtracts your unpaid break to show paid hours. If you enter an hourly rate, it also estimates total pay for that shift.

What counts as paid hours

Paid hours are the time left after subtracting any unpaid break. For example, an 8 hour shift with a 30 minute unpaid break results in 7 hours and 30 minutes of paid time.

Overnight shift support

If your shift ends after midnight, turn on overnight mode. This tells the calculator that the end time falls on the next day instead of the same day.

Decimal hours and hours plus minutes

The calculator shows paid time in both formats. This helps if you need a simple hours-and-minutes answer or a decimal value for payroll and invoicing.

Pay estimate

The total pay estimate is based on your hourly rate multiplied by paid hours only. It does not include overtime rules, bonuses, tax, or deductions.

Example work hour calculations

Here are a few common examples showing how the calculator can be used for shifts, breaks, and pay estimates.

Example 1

Standard day shift

Start time09:00
End time17:30
Unpaid break30 min
Paid time8h 0m
Example 2

Shift with hourly pay

Start time08:30
End time17:00
Hourly rate£12.50
Estimated payBased on paid hours
Example 3

Overnight shift

Start time22:00
End time06:00
Overnight shiftOn
Total shift length8h 0m
Example 4

Longer shift with break

Start time07:00
End time19:00
Unpaid break60 min
Paid time11h 0m

Work hours calculator FAQs

It calculates the total length of a shift, subtracts any unpaid break, shows paid hours, and estimates total pay using your hourly rate.
Paid hours are calculated by taking the total shift length and subtracting the unpaid break. The result is shown in both hours and minutes, and decimal hours.
Overnight shift means your end time falls on the next day rather than the same day. For example, a shift from 22:00 to 06:00 should use overnight mode.
Yes. Enter an hourly rate and the calculator will estimate total pay based on paid hours after subtracting the unpaid break.
No. This version uses a single hourly rate for the whole shift. It does not apply separate overtime rules, multipliers, or different rates for different time periods.
The calculator will still show total shift length and paid hours. The pay result will simply be based on the rate entered, so a blank or zero rate gives a zero pay estimate.
In this calculator, break time is treated as unpaid and is deducted from the total shift length before pay is estimated.
It is accurate for standard shift-length and pay estimates based on the values you enter. It is designed for everyday scheduling, planning, and quick payroll-style calculations.
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Word Counter

Count words, characters, sentences, paragraphs, and estimated reading time.

Enter your text

This tool updates live as you type and gives quick text statistics for writing, editing, study, and SEO work.

Word count
0
Start typing to see your text statistics.
Characters
0
Characters without spaces
0
Sentences
0
Paragraphs
0

Text breakdown

Reading time0 min
Speaking time0 min
Longest word length0
Average word length0.0

How this word counter works

This word counter quickly analyses your text and shows useful writing statistics such as word count, character count, sentence count, paragraph count, and estimated reading and speaking time.

It is useful for essays, blog posts, SEO content, social captions, application forms, product descriptions, and any writing task where text length matters.

Word countCharacter countSentence countParagraph countReading time

The calculator updates live as you type or paste text. It counts visible text content, removes spaces when needed for the “characters without spaces” result, and estimates reading and speaking time using standard average speeds.

What counts as a word

Words are counted from normal text content, including most contractions and standard punctuation patterns. This makes the result useful for everyday writing and editing tasks.

Characters with and without spaces

Character count includes everything in the text box. Characters without spaces removes whitespace so you can measure the length of the actual text content more precisely.

Reading and speaking time

Reading time is estimated from a typical silent reading speed, while speaking time is based on a slower spoken pace. These are practical estimates rather than exact timings.

Why this tool is useful

Writers, students, marketers, and editors often need quick text stats without opening a document editor. This tool gives those numbers instantly in one place.

Example word count scenarios

Here are a few common examples showing how a word counter can help with writing, editing, and content planning.

Example 1

Essay draft

Text typeStudent essay
Words1,250
Reading timeAbout 7 min
Use caseCheck assignment length
Example 2

SEO article

Text typeBlog content
Words850
Paragraphs12
Use caseContent planning
Example 3

Meta description draft

Text typeSEO snippet
Characters155
No spaces132
Use caseCheck character limits
Example 4

Speech notes

Text typePresentation script
Words520
Speaking timeAbout 4 min
Use caseEstimate speaking length

Word counter FAQs

It counts words, characters, characters without spaces, sentences, and paragraphs, and it also estimates reading time and speaking time for your text.
Yes. The tool updates automatically while you type or paste text, so you can see your latest word and character totals immediately.
Characters includes every visible character and space in the text. Characters without spaces removes whitespace, which is useful when checking the actual text length only.
Reading time is estimated using a standard average silent reading speed. It is designed as a practical guide rather than an exact personal timing.
Speaking time is estimated using a slower spoken pace than reading speed. This helps give a rough idea of how long the text would take to say out loud.
Yes. It is useful for essays, reports, applications, and coursework when you need to stay within a word or character limit.
Yes. It is useful for blog posts, landing pages, product descriptions, and search snippets where word count, character count, and readability all matter.
It is accurate for everyday text measurement and quick writing analysis. Some specialist editors or platforms may count text slightly differently, but this tool is strong for general use.
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Character Counter

Count characters, words, sentences, and text length instantly.

Enter your text

Characters
0
Characters (no spaces)
0
Words
0
Sentences
0
Paragraphs
0
Lines0
Reading time0 min
Speaking time0 min

How this character counter works

This character counter measures the total length of your text and shows useful related statistics such as characters without spaces, words, sentences, paragraphs, and line count.

It is especially useful when you need to stay within text limits for social posts, forms, ads, meta descriptions, titles, captions, product descriptions, and other short-form writing.

Character countNo spacesWord countLine countReading time

The calculator updates live as you type or paste text. It counts all characters in the text box, and it also gives a separate count that ignores spaces so you can measure only the visible text content.

Characters with spaces

This count includes letters, numbers, punctuation, spaces, and line breaks. It is useful when a platform or form has a total character limit for everything entered.

Characters without spaces

This count removes spaces and other whitespace. It is helpful when you want to measure the actual text content only, without formatting gaps.

Why line count matters

Line count can be useful for poetry, song lyrics, scripts, notes, code snippets, and any text where the number of lines matters as much as total length.

Words and readability

Although this tool focuses on characters first, it also shows word count and estimated reading time so you can understand both the size and readability of the text.

Example character count scenarios

Here are a few common examples showing how a character counter can help with everyday writing and editing.

Example 1

Meta description length

Text typeSEO description
Characters155
No spaces132
Use caseCheck search snippet length
Example 2

Social media caption

Text typeShort caption
Characters220
Words38
Use caseStay within platform limits
Example 3

Form response

Text typeApplication answer
Characters480
Sentences5
Use caseMeet a response limit
Example 4

Short product copy

Text typeProduct summary
Characters320
Lines4
Use caseCheck display length

Character counter FAQs

It counts the total number of characters in your text and also shows characters without spaces, words, sentences, paragraphs, and lines.
Yes. The counter updates automatically while you type, edit, or paste text into the box.
Characters includes everything in the text box, including spaces and line breaks. Characters without spaces removes whitespace so you can measure just the text content itself.
Yes. It is useful for captions, ads, post text, titles, descriptions, and any content that must stay inside a fixed character limit.
Yes. Many forms have character limits, especially for personal statements, support answers, and application fields. This tool helps you stay within those limits.
Even when characters are the main focus, word count is still useful context for writing, editing, and readability. It helps you understand both text length and text density.
Line count is based on the total number of lines in the text box, so blank lines created by line breaks can affect the result.
It is accurate for normal everyday text measurement. Some platforms may apply their own special counting rules, but this tool is reliable for general character counting.
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Currency Converter

Convert live reference exchange rates between major currencies.

Enter your conversion

Reference-rate converter for planning and comparison. Final bank, card, or transfer rates may differ.

Loading latest rate…
Converted amount
—
Choose currencies to see the latest conversion.
Exchange rate
—
Inverse rate
—
From amount
—
To amount
—

Conversion breakdown

From currency—
To currency—
Rate date—
Data sourceFrankfurter / ECB reference data

How this currency converter works

This currency converter lets you compare one currency against another using live reference exchange rates. Enter an amount, choose the source currency, choose the target currency, and the tool calculates the converted amount automatically.

It is useful for travel planning, budgeting, pricing comparisons, online shopping, invoicing estimates, and quick exchange-rate checks.

Live ratesMajor currenciesInstant conversionSwap currenciesRate date shown

The calculator fetches the latest available reference rate for the selected currency pair, then applies that rate to the amount you enter. After the rate is loaded, the result can update live while you change the amount.

What the exchange rate means

The exchange rate shows how much one unit of the source currency is worth in the target currency. For example, if 1 GBP equals 1.27 USD, then every pound converts at that reference rate.

Why final rates can differ

Banks, cards, travel money providers, and transfer services often add margins or fees. That means your final transaction rate may differ from the reference rate shown here.

Why the date matters

Exchange rates move over time, so the rate date helps you understand when the quoted reference rate was published and how current the result is.

Who this tool is for

This tool is useful for everyday users, travellers, freelancers, small businesses, online shoppers, and anyone who wants a quick reference conversion without using a banking app.

Example currency conversions

Here are a few common examples showing how a currency converter can be used for travel, budgeting, and price comparisons.

Example 1

Travel budgeting

Amount250 GBP
Convert toEUR
Use caseHoliday spending estimate
ResultBased on latest rate
Example 2

Online shopping comparison

Amount120 USD
Convert toGBP
Use caseCheck local cost
ResultInstant converted estimate
Example 3

Invoice estimate

Amount1,000 EUR
Convert toUSD
Use casePricing comparison
ResultReference-rate conversion
Example 4

Swap currencies

FromGBP
ToUSD
ActionSwap
Use caseCompare reverse rate

Currency converter FAQs

It converts an amount from one currency into another using the latest available reference exchange rate for the selected currency pair.
The tool uses the latest available reference-rate data and updates when the source data is refreshed. It is designed for current comparisons and estimates rather than guaranteed transaction pricing.
Banks, cards, transfer providers, and bureaux de change can apply their own margins, markups, and fees. That means your final paid rate may differ from the reference rate shown in the converter.
Yes. It is useful for budgeting and comparing prices when travelling, especially when you want a quick reference estimate in your home currency.
The inverse rate shows the opposite direction of the conversion. For example, if 1 GBP equals 1.27 USD, the inverse tells you how many GBP 1 USD is worth.
The rate date shows when the reference exchange rate was published, which helps you understand how recent the conversion data is.
Yes. You can swap the source and target currencies instantly using the swap button to compare the reverse conversion.
It is accurate for reference-rate conversions based on the latest available data from the selected source. For actual transactions, your provider’s rate and fees may change the final amount.
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Password Generator

Create strong random passwords or memorable passphrases instantly.

Password settings

16
4
Generated result
—
Length
0
Strength
—
Mode
Random password
Words
0

How this password generator works

This password generator lets you create either a strong random password or a more memorable passphrase. Random password mode is best when you want maximum unpredictability, while passphrase mode is useful when you want something easier to read, type, and remember.

You can choose the password length and character types in random mode, or switch to passphrase mode and generate a phrase using real words with optional separators, capital letters, numbers, and symbols.

Random passwordsMemorable passphrasesAdjustable lengthNumbers and symbolsCopy instantly

This makes the tool useful for a wide range of situations, from secure account logins to memorable phrases for apps, devices, and password managers.

Random password mode

Random password mode builds a password from the character types you select, such as uppercase letters, lowercase letters, numbers, and symbols. This is a strong choice when you want maximum randomness.

Passphrase mode

Passphrase mode creates a string of real words, such as words joined by hyphens or underscores. This can make the result easier to type and remember while still staying strong when enough words are used.

Why length matters

Whether you use a password or a passphrase, length is one of the biggest factors in strength. Longer results are generally much harder to guess or brute-force.

Best practice for security

The safest approach is to use a unique password or passphrase for every account and store it in a trusted password manager so you do not need to memorise everything yourself.

Example password generator settings

Here are a few common ways to use random password mode and passphrase mode for different types of accounts.

Example 1

Strong random password

ModeRandom password
Length16
NumbersOn
SymbolsOn
Example 2

Memorable passphrase

ModePassphrase
Words4
SeparatorHyphen
Capitalise wordsOn
Example 3

Simple but strong site login

ModeRandom password
Length14
SymbolsOff
Use caseSites with stricter rules
Example 4

Passphrase with extra protection

ModePassphrase
Words5
Add numberOn
Add symbolOn

Password generator FAQs

It creates either a random password or a memorable passphrase based on the settings you choose, so you can generate stronger login credentials quickly.
A random password usually uses mixed characters such as letters, numbers, and symbols. A passphrase uses several real words joined together, which can make it easier to read, type, and remember.
A passphrase can be very strong when it is long enough and uses enough words. Adding capital letters, numbers, or symbols can make it even stronger.
Use random password mode when you want maximum unpredictability and do not need to remember the result manually. Use passphrase mode when you want something easier to type or remember.
Longer results are generally stronger. A random password of 12 to 16 characters is a solid starting point, and a passphrase with 4 or more words is usually much stronger than a short simple password.
They can increase variety and strength, especially in random password mode. In passphrase mode, adding a number or symbol can provide an extra layer while keeping the phrase readable.
It is much safer to use a different password or passphrase for every account. Reusing the same one increases the risk that a single breach could affect several accounts.
This tool generates results in your browser and is designed for everyday password creation. For best security, use the result immediately and store it safely in a trusted password manager.
The strength label is a quick estimate based on factors such as length and character variety. It is useful as a guide, but the best overall security still comes from using long, unique passwords for every account.
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Random Number Generator

Generate one or more random numbers instantly for games, draws, decisions, and everyday use.

Enter your settings

Allow duplicatesTurn off to generate unique results only.
Whole numbers onlyTurn off to allow decimal results.

Use this tool for random picks, prize draws, classroom activities, games, and quick number selection.

Generated results
—
Choose a range and generate your random number.
Numbers generated
0
Range size
0
Lowest result
—
Highest result
—

Generation breakdown

Minimum—
Maximum—
DuplicatesAllowed
ModeWhole numbers

How this random number generator works

This random number generator lets you create one or more random values within a range you choose. You can set a minimum number, a maximum number, how many results you want, and whether duplicates are allowed.

It is useful for classroom activities, games, raffles, prize draws, lucky numbers, random selections, practice exercises, and quick everyday decisions.

Random resultsCustom rangeSingle or multiple numbersDuplicates on/offWhole numbers or decimals

The calculator generates random values between your minimum and maximum settings. If whole-number mode is turned on, the results are integers. If it is turned off, the tool can generate decimal values instead.

How the range works

The minimum number is the lowest possible result and the maximum number is the highest possible result. Every generated value will fall inside that chosen range.

What duplicates means

If duplicates are allowed, the same number can appear more than once in the results. If duplicates are turned off, each result will be unique within the selected range.

Whole numbers and decimals

Whole-number mode is best for draws, games, and simple picks. Decimal mode is useful when you want a random value that includes fractional numbers.

When unique results matter

Unique results are useful for raffle numbers, team picks, classroom selection, and other situations where the same result should not repeat.

Example random number generator uses

Here are a few common examples showing how a random number generator can be used in everyday situations.

Example 1

Pick a number from 1 to 10

Minimum1
Maximum10
How many?1
Use caseQuick random choice
Example 2

Generate raffle numbers

Minimum1
Maximum100
DuplicatesOff
Use caseUnique number draw
Example 3

Classroom random picker

Minimum1
Maximum30
How many?5
Use caseSelect students randomly
Example 4

Random decimal value

Minimum0
Maximum1
Whole numbersOff
Use caseGenerate a decimal result

Random number generator FAQs

It creates one or more random numbers within the minimum and maximum range you choose. You can also decide whether duplicates are allowed and whether results should be whole numbers or decimals.
Yes. You can choose how many numbers you want to generate, which is useful for random lists, prize draws, and multiple picks.
If duplicates are turned off, each generated result must be unique. This is especially useful for raffles, draws, and selections where repeated numbers should not appear.
Yes. If you turn off whole-number mode, the tool can generate decimal results instead of integers.
The calculator can handle that by reordering the range internally, so you still get valid results.
Yes. It is useful for simple draws, raffles, classroom picks, and casual random selection. For formal or regulated draws, you may need a process that meets specific legal or audit requirements.
It uses the browser’s built-in random generation for quick everyday use. It is suitable for normal utility purposes such as games, picks, and simple random selection.
Yes. After generating numbers, you can copy the results and paste them into documents, spreadsheets, messages, or any other tool.
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Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
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Colour Picker & Palette Generator

Choose a base colour and generate matching palettes with adjustable intensity.

Pick your colour

55%

The intensity slider controls how bold or subtle the generated palette feels.

Base colour
#2563EB
Analogous palette with medium intensity.
HEX
#2563EB
RGB
37, 99, 235
HSL
221°, 83%, 53%
Palette type
Analogous

How this colour picker and palette generator works

This tool lets you choose a base colour, then generate matching colour sets that work well together. You can pick the palette type, adjust the intensity, and copy individual HEX values or the full palette.

It is useful for website design, social graphics, branding ideas, presentations, product mockups, mood boards, and any creative project where you want colours that feel balanced.

HEX pickerPalette generatorRGB and HSLIntensity controlCopy colours instantly

The palette generator starts with one base colour and creates related colours using common colour relationships such as analogous, complementary, split complementary, triadic, and monochromatic. The intensity slider changes how subtle or bold the resulting palette feels.

What the palette types mean

Analogous palettes stay close together on the colour wheel, complementary palettes use opposite colours for contrast, and triadic palettes spread colour more evenly for a brighter look. Monochromatic palettes keep the same hue and vary lightness and saturation.

What the intensity slider does

Lower intensity creates softer and safer palettes, while higher intensity creates stronger contrast and more vivid colour combinations. It gives you a quick way to move from subtle to bold.

Why HEX, RGB, and HSL matter

HEX is common in design tools and CSS, RGB is useful for digital colour values, and HSL makes it easier to understand hue, saturation, and lightness when adjusting colours creatively.

Who this tool is for

This tool is useful for designers, marketers, content creators, developers, students, and anyone who wants a fast way to build colour combinations without opening heavy design software.

Example palette ideas

Here are a few common examples showing how different palette styles can be used for branding, interfaces, and creative projects.

Example 1

Soft analogous palette

Base colour#2563EB
Palette typeAnalogous
Intensity30%
Use caseClean website UI
Example 2

Bold complementary palette

Base colour#EF4444
Palette typeComplementary
Intensity80%
Use caseStrong promo graphics
Example 3

Monochromatic brand set

Base colour#10B981
Palette typeMonochromatic
Intensity55%
Use caseApp or dashboard theme
Example 4

Triadic creative palette

Base colour#7C3AED
Palette typeTriadic
Intensity70%
Use casePoster or social design

Colour picker FAQs

It lets you pick a base colour, view its HEX, RGB, and HSL values, and generate matching palettes that work well together for design and creative projects.
A colour palette is a set of colours chosen to work together visually. A good palette helps create consistency, contrast, and balance across websites, graphics, brands, and interfaces.
The intensity slider changes how gentle or bold the generated palette feels. Lower settings create more subtle colour variation, while higher settings create stronger contrast and more vivid combinations.
Analogous colours sit close together on the colour wheel and usually feel harmonious and calm. Complementary colours sit opposite each other and create stronger contrast.
Yes. You can copy individual HEX values for single swatches or copy the whole generated palette to use in design tools, code, or content workflows.
Different tools and workflows use different colour formats. HEX is common for web and design tools, RGB is useful for digital display values, and HSL makes colour relationships easier to understand and adjust.
Yes. It is useful for choosing a primary brand colour, accent colours, highlight colours, and contrast colours for websites, apps, dashboards, and landing pages.
It is accurate for colour selection, palette generation, and value conversion in normal design use. Final appearance can still vary slightly depending on screens, devices, and editing software.
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Contrast Checker

Check whether text and background colours have enough contrast for readable, accessible design.

Choose your colours

Use this to test body text, headings, buttons, links, and interface colours before publishing a design.

Accessible design preview

This sample text helps you see whether your chosen colour combination is easy to read for body copy and interface content.

Sample button
Contrast ratio
—
Pick your text and background colours to check readability.
Text colour
#FFFFFF
Background colour
#2563EB
Foreground RGB
255, 255, 255
Background RGB
37, 99, 235
Normal textBody text around 16px / standard paragraph text.
—
Large textLarge headings or bold larger text.
—
UI componentsButtons, icons, borders, and graphical objects.
—

How this contrast checker works

This contrast checker compares a text colour against a background colour and calculates how easy that combination is to read. It shows the contrast ratio and tells you whether the colour pair is likely to work for normal text, large text, and interface elements.

It is useful for websites, buttons, forms, apps, dashboards, banners, slides, and any design where text needs to stay readable against a coloured background.

Contrast ratioLive previewText and backgroundPass / fail checksAccessible design

The tool measures the brightness difference between your foreground and background colours. Stronger contrast usually makes text easier to read, while weak contrast can make body text hard to see, especially on smaller screens or in bright light.

What contrast ratio means

The contrast ratio shows how different two colours are in perceived brightness. A higher ratio means the colours are easier to distinguish, which usually improves readability for text and interface elements.

Why normal text needs more contrast

Small body text is harder to read than large bold text, so it usually needs stronger contrast. A combination that works for a headline may still be too weak for paragraphs or captions.

Why this matters in design

Good contrast helps more people read and use your content comfortably. It improves clarity on websites, apps, forms, calls to action, and any design where text appears over colour.

Best use with your colour picker

A palette can look attractive but still fail for readability. This is why a contrast checker works so well after choosing colours: it helps validate whether the combination is practical for real text and UI use.

Example contrast checker scenarios

Here are a few common examples showing how contrast checking helps with websites, interfaces, and marketing graphics.

Example 1

White text on dark blue

Text colour#FFFFFF
Background#2563EB
Use caseCTA button or hero section
Typical resultStrong readability
Sample headingReadable button or hero text example.
Example 2

Light grey on white

Text colour#D1D5DB
Background#FFFFFF
Use caseMuted body text
Typical resultToo weak for normal text
Sample headingLow-contrast example that may be hard to read.
Example 3

Black text on pale yellow

Text colour#111111
Background#FEF3C7
Use caseNotice box or info banner
Typical resultUsually very readable
Sample headingReadable information banner example.
Example 4

Dark text on bright green

Text colour#0F172A
Background#22C55E
Use caseStatus badge or button
Typical resultCheck before using at small sizes
Sample headingUseful for UI status elements and labels.

Contrast checker FAQs

It checks how readable a text colour is against a background colour by calculating the contrast ratio and showing whether that combination is likely to work for different text sizes and interface uses.
A contrast ratio measures the visual difference in brightness between two colours. Higher contrast usually makes text easier to read, especially for smaller body text.
Large text is easier to read than small body text, so it can still work with slightly lower contrast. Small text usually needs a stronger colour difference to stay readable.
Yes. This tool is useful for buttons, links, labels, icons, panels, cards, navigation, and any interface where text or graphics appear on top of a background colour.
Yes. Swapping colours is useful because a design may use one colour as text in one place and as a background in another. The tool helps you compare both directions quickly.
Good contrast helps more people read and use digital content comfortably, including users viewing screens in bright light and people who find faint colour combinations harder to distinguish.
No. Two colours can look attractive together and still be difficult to read when used for text and background. That is why contrast checking is important after palette selection.
It is accurate for normal colour contrast calculations and practical design checking. Final appearance can still vary slightly depending on screens, device settings, and the size or weight of the text in your design.
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Gradient Generator

Create CSS gradients with multiple colour stops, custom angles, and quick presets.

Build your gradient

135°

Use this for backgrounds, hero sections, buttons, cards, posters, and CSS design work.

CSS gradient
linear-gradient(135deg, #2563EB 0%, #7C3AED 50%, #EC4899 100%)
Type
Linear
Angle
135°
Stops used
3
Colours
#2563EB, #7C3AED, #EC4899

How this gradient generator works

This gradient generator helps you build smooth colour blends for websites, backgrounds, graphics, buttons, banners, and other design work. You can choose a linear or radial gradient, set the angle, pick multiple colour stops, and copy the final CSS code instantly.

It is useful for designers, developers, marketers, creators, and anyone who wants visually appealing gradients without opening heavier design software.

Linear gradientsRadial gradients2 to 4 colour stopsCustom anglesCopy CSS

The tool combines your chosen colours and positions into a CSS gradient string. You can adjust the direction, spacing, and number of stops to create everything from subtle backgrounds to bright, multi-colour hero sections.

What a colour stop does

A colour stop tells the gradient where one colour should appear and how it should blend into the next one. More stops let you create more layered, detailed gradients.

Linear vs radial gradients

Linear gradients move in a direction, such as top to bottom or corner to corner. Radial gradients spread outward from a centre point, which makes them useful for glows, spotlight effects, and soft background shapes.

Why angle matters

The angle controls the direction of a linear gradient. Small changes can completely change the feel of a design, especially for headers, overlays, hero sections, and cards.

Why copyable CSS is useful

The CSS output lets you move quickly from design idea to implementation. This is especially useful for websites, landing pages, dashboards, email banners, and front-end mockups.

Example gradient ideas

Here are a few common examples showing how gradients can be used in websites, graphics, and interface design.

Example 1

Hero background gradient

TypeLinear
Angle135°
Stops3 colours
Use caseLanding page hero
Example 2

Warm promo gradient

TypeLinear
Angle90°
Stops2 colours
Use caseAd banner or CTA area
Example 3

Soft radial glow

TypeRadial
ShapeCircle
Stops3 colours
Use caseDecorative background
Example 4

Multi-stop creative gradient

TypeLinear
Angle45°
Stops4 colours
Use casePoster or social graphic

Gradient generator FAQs

It helps you create linear or radial gradients using multiple colour stops, custom angles, and live preview, then gives you CSS code you can copy and use in your own projects.
A linear gradient blends colours in a direction, such as top to bottom or corner to corner. A radial gradient spreads colours outward from a centre point in a circular pattern.
A colour stop defines where a colour appears in the gradient. Changing the position of each stop changes how quickly one colour blends into another.
Yes. This tool lets you create gradients with 2, 3, or 4 colour stops, which is useful for more detailed or expressive visual styles.
The angle changes the direction of a linear gradient. For example, 90 degrees creates a horizontal gradient, while 180 degrees creates a vertical downward gradient.
Yes. The tool gives you a CSS gradient string that you can copy directly into websites, landing pages, apps, templates, and front-end projects.
Yes. The random option is useful when you want quick inspiration, visual exploration, or a starting point for a new design direction.
It is accurate for creating CSS gradient values and previewing how the result should look in standard digital design use. Final appearance can still vary slightly depending on screens and rendering context.
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Box Shadow Generator

Create custom CSS box shadows with live preview, presets, and copy-ready code.

Build your shadow

0px
18px
40px
0px
22%
Inset shadowTurn on to place the shadow inside the box instead of outside it.

Use this for cards, buttons, modals, panels, images, and interface elements that need more depth.

Live box shadow preview
CSS box-shadow
0px 18px 40px 0px rgba(0, 0, 0, 0.22)
Shadow colour
#000000
RGBA
rgba(0, 0, 0, 0.22)
Offset
0px 18px
Type
Outer shadow

How this box shadow generator works

This box shadow generator helps you build CSS shadows for cards, buttons, panels, modals, images, and other interface elements. You can control the horizontal offset, vertical offset, blur, spread, opacity, colour, and whether the shadow sits outside or inside the element.

It is useful for web design, app interfaces, landing pages, dashboard UI, and any visual layout where you want to add depth, separation, or focus.

Horizontal offsetVertical offsetBlur and spreadInset toggleCopy CSS

The tool generates a live preview and a copy-ready CSS box-shadow value. Small changes can make a box feel softer, stronger, flatter, more elevated, or more pressed into the surface.

What horizontal and vertical offset do

The horizontal offset moves the shadow left or right, while the vertical offset moves it up or down. Together, they change the apparent direction of the light source.

What blur and spread do

Blur controls how soft the edge of the shadow feels. Spread changes the size of the shadow before blur is applied, which can make the result feel tighter or more dramatic.

What an inset shadow is

Inset shadows appear inside the element rather than outside it. They are useful for pressed buttons, input fields, inner depth effects, and subtle surface styling.

Why box shadows matter in UI

Shadows help create visual hierarchy and separation. Used well, they can make interfaces feel clearer and more polished by helping important elements stand out from the background.

Example box shadow styles

Here are a few common examples showing how box shadows can be used in modern interfaces and visual layouts.

Example 1

Soft card shadow

Offset0px 10px
Blur30px
Opacity15%
Use caseClean card UI
Card
Example 2

Deeper modal shadow

Offset0px 24px
Blur60px
Opacity28%
Use caseModal or pop-up
Modal
Example 3

Glow effect

Offset0px 0px
Blur40px
ColourBlue
Use caseHighlight element
Glow
Example 4

Inset field shadow

TypeInset
Offset0px 8px
Blur20px
Use caseInputs or pressed UI
Inset

Box shadow generator FAQs

It helps you create CSS box shadows by adjusting offset, blur, spread, opacity, colour, and inset settings, then shows the result in a live preview and gives you copy-ready CSS.
A box shadow is a visual effect that adds depth around or inside an element. It is commonly used on cards, buttons, images, forms, panels, and pop-ups to help them stand out.
Blur softens the edges of the shadow. Lower blur makes the shadow feel tighter and sharper, while higher blur creates a softer and more diffused look.
Spread changes the size of the shadow area before blur is applied. Positive spread makes the shadow larger, while negative spread pulls it inward for a tighter effect.
An inset shadow appears inside the element instead of outside it. This is useful for creating pressed buttons, input depth, or inner shading effects.
Yes. It is useful for buttons, cards, modals, menus, input fields, images, banners, and many other interface components where depth helps improve visual hierarchy.
Yes. The generator gives you a CSS box-shadow value that you can copy directly into websites, apps, components, templates, and design systems.
It is accurate for CSS shadow generation and live visual preview in normal design use. Final appearance can still vary slightly depending on background colour, screen settings, and surrounding layout context.
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Random Name Picker

Paste a list of names and pick one or more at random for classrooms, teams, giveaways, and quick decisions.

Enter your names

Remove duplicatesTreat repeated names as a single entry.
No repeat picksDo not pick the same name twice in one result set.

Great for classroom calls, team assignments, raffles, giveaways, and choosing who goes first.

Selected names
—
Add some names, then pick at random.
Names available
0
Names picked
0
Duplicates
Allowed
Pick mode
No repeat

Picker breakdown

Total raw entries0
Unique names0
Requested picks1
Result typeSingle pick

How the random name picker works

The random name picker selects one or more names from a list completely at random. You simply paste names into the list, choose how many to pick, and the tool will select names instantly.

It is useful for classrooms, raffles, giveaways, team assignments, group work, and any situation where you want a fair and unbiased random choice.

Random selectionMultiple picksDuplicate removalShuffle listCopy results

The picker works by shuffling the list and selecting names randomly. If no-repeat mode is enabled, each selected name will only appear once in the result set.

Back to generator

Example uses for a random name picker

Here are a few common situations where a random picker can help make quick and fair selections.

Classroom participation

Use caseStudent selection
Names entered25 students
Pick count1
PurposeChoose who answers

Giveaway winner

Entries300 names
Pick count3
ModeNo repeat
PurposeSelect winners

Team selection

Players12
Pick count6
UseTeam assignment
FairnessRandom groups

Meeting decisions

Participants8
Pick1
PurposeWho goes first
ResultInstant decision
Back to generator

Random name picker FAQs

Yes. The picker randomly shuffles the list and selects names from it, ensuring each name has an equal chance of being chosen.
Yes. You can choose how many names to pick. The tool will return multiple random selections instantly.
No-repeat mode ensures that the same name will not be selected more than once in the same draw.
Yes. If you enable duplicate removal, repeated names will only count once when picking results.
The tool can handle large lists easily. Simply paste the names and the picker will randomly select results immediately.
Yes. Many people use random name pickers for giveaways, contests, raffles, and prize drawings because they provide a fair selection method.
Back to generator
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Healthy Meal Generator

Generate breakfast, lunch, or dinner ideas with ingredients, quick method steps, and realistic meal variations.

Choose your meal

Built for quick inspiration with realistic meal combinations like soups, sandwiches, bowls, pasta, traybakes, and more.

Generated meal
—
Choose your preferences and generate a meal idea.
Meal type
Breakfast
Estimated time
—
Format
—
Cuisine
—

Meal tags

Ingredients

Simple method

Your meal method will appear here.

How this healthy meal generator works

This healthy meal generator creates breakfast, lunch, and dinner ideas based on the preferences you choose. It combines meal type, dietary preference, goal, cook time, cuisine style, meal format, and protein preference to generate a realistic meal idea with ingredients and a simple method.

It is designed for quick inspiration rather than rigid meal plans. That makes it useful when you want to decide what to eat, use ingredient ideas, or find a healthier meal direction without scrolling through long recipes.

Breakfast, lunch, dinnerIngredient ideasCuisine filtersInclude and avoid optionsQuick method steps

Instead of pulling from just a short fixed list, the generator works with meal formats such as bowls, wraps, soups, salads, pasta dishes, and traybakes. It also uses realistic ingredient variations like broccoli, broccolini, rice, potatoes, roasted potatoes, chicken, tofu, lentils, and more.

Meal type makes results more relevant

Breakfast ideas stay breakfast-like, lunch ideas include things like soups, sandwiches, wraps, and salads, and dinner ideas lean toward bowls, roasts, pasta, and warmer cooked meals.

Filters help shape the meal

You can use the controls to push the generator toward high protein, lower calorie, quick meals, vegetarian options, vegan meals, or a preferred cuisine direction.

Include and avoid ingredients

The include and avoid fields help guide the result further. This is useful when you want meals built around ingredients you already have or when you want to avoid something specific.

Built for everyday inspiration

This tool is best for fast ideas, simple combinations, and meal inspiration. It is especially useful when you want a healthy direction without overcomplicating the decision.

Example meal generator ideas

Here are a few examples showing the kinds of meals this generator can create when different preferences are selected.

Example 1

High-protein breakfast

Meal typeBreakfast
GoalHigh protein
DietAny
Possible resultBerry Greek yogurt bowl
Greek yogurt
Berries
Chia seeds
Banana
Example 2

Quick lunch wrap

Meal typeLunch
FormatSandwich / Wrap
Cook timeUnder 10 min
Possible resultChicken avocado wrap
Wrap
Chicken
Avocado
Spinach
Example 3

Vegetarian soup lunch

Meal typeLunch
DietVegetarian
FormatSoup / Stew
Possible resultLentil vegetable soup
Lentils
Carrots
Tomatoes
Herbs
Example 4

Balanced dinner traybake

Meal typeDinner
FormatTraybake / Roast
GoalBalanced
Possible resultChicken with broccoli and roasted potatoes
Chicken breast
Broccoli
Roasted potatoes
Olive oil and herbs

Healthy meal generator FAQs

It generates breakfast, lunch, or dinner ideas based on the preferences you choose, then gives you a suggested meal name, ingredient list, and a simple method.
Yes. The meal type toggle helps keep the results more realistic, so breakfast ideas feel like breakfast, lunch includes things like soups and sandwiches, and dinner leans toward fuller cooked meals.
Yes. You can filter the meal ideas by diet preference, which helps the generator avoid unsuitable protein choices and lean toward more appropriate combinations.
Yes. The include and avoid inputs help guide the output, which is useful when you want to use ingredients you already have or skip ingredients you do not want in the result.
Yes. Lunch and dinner formats include soups, stews, sandwiches, wraps, bowls, salads, pasta-style meals, and roast-style combinations, depending on the options you choose.
No. This tool is for meal inspiration and practical meal ideas, not personalised medical or nutritional advice. It is best used as a quick generator for healthy meal directions.
Yes. It is useful when you want a fast idea for what to cook, especially if you know the meal type, your time limit, and a few ingredient preferences.
The swap ingredient option lets you refresh part of the meal without throwing away the whole idea. That is helpful when you like the meal direction but want a different ingredient combination.
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Jack Tools

Dice Roller

Premium tabletop rolling with rich skins, die-specific silhouettes, kept/dropped breakdowns, and animated totals.

Premium Roll Engine

Notation

1d4
Total—
◇

Choose a die, pick a skin, and roll.

Total build-up

Your running total appears here.
Kept rolls
—
Dropped rolls
—

Roll breakdown

No rolls yet.

How it works

Fast rolls, clean notation, and tabletop-friendly breakdowns

The Jack Tools Dice Roller is built for quick checks, combat turns, stat generation, encounter prep, and solo play. Pick the die, choose how many to roll, optionally drop the lowest result, and get a clear total with kept and dropped values separated automatically.

Each roll also generates a breakdown pill view and a staged total build-up so the result feels readable instead of abrupt. The result panel is especially useful for repeated dice checks on mobile, where the visual roll stage appears before the stats for a more natural scan order.

Back to calculator

Example scenarios

Common ways to use the roller

Ability checksUse 1d20 for attacks, skill checks, and saving throws.
Damage rollsRoll 2d6 for heavier hits, weapon effects, and spell bursts.
Character generationUse 4d6 drop lowest to create classic RPG stat lines.
Percentile outcomesUse d100 for loot tables, event odds, and random encounter checks.
Back to calculator

FAQ

Dice Roller questions

Does the roller support dropping the lowest die?

Yes. Turn on Drop lowest and the lowest result is visually dimmed, excluded from the total, and listed separately in the dropped rolls area.

Can I use it for D&D-style stat generation?

Yes. The built-in 4d6 drop lowest preset is designed for that exact use case and keeps the workflow quick on both desktop and mobile.

What does the staged total build-up do?

Instead of jumping straight to the final result, the total adds up in sequence using the kept rolls. That makes multi-die rolls easier to verify at a glance.

Why do dropped dice look faded?

Dropped dice are intentionally dimmed so it is immediately obvious which values counted and which ones were excluded from the final total.

Can I restyle the back link destination?

Yes. The included link returns to the Dice Roller section using the tool anchor. If your calculator hub uses a different Carrd anchor, swap the href to match that section.

Back to calculator
Jack Tools
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Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
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Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
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Jack Tools

Wheel of Names

Spin a premium name wheel with custom names, themed colourways, arrow styles, and controllable spin intensity.

Set up your wheel

Standard
Remove duplicatesOnly keep one of each repeated name.
Remove winner after spinUseful for raffles, teams, and no-repeat picks.

Great for classrooms, giveaways, team picks, lucky draws, and fun visual decision making.

Spin
Selected name
—
Add names and spin the wheel to pick a winner.
Names on wheel
0
Spin intensity
Standard
Arrow style
Minimal
Colourway
Red Dragon

Recent winners

How this wheel of names works

This wheel of names lets you paste in a list of names, spin a visual wheel, and select one result at random. It is designed to be both practical and enjoyable to use, combining a polished wheel animation with options like spin intensity, pointer style, colour scheme, duplicate removal, and winner removal.

It works well for classrooms, giveaways, raffle-style picks, team selection, random decisions, and any situation where you want a fair visual picker instead of a plain list-based random result.

Name wheelSpin intensityArrow stylesColour themesWinner removal

Each name becomes a segment on the wheel. When you spin, the wheel rotates under the fixed arrow and lands on a final winning segment. You can also remove winners after each spin if you want no-repeat results for raffles, draft order, or group selection.

Great for visual selection

A wheel adds excitement and makes the random choice easier to follow. This is especially useful when you want the process to feel fair, transparent, and engaging for everyone watching.

Useful beyond games

It works well for classroom participation, giveaway winners, meeting order, chores, names in a hat, team picks, and many other quick decision-making tasks.

Remove winner for no-repeat spins

The remove winner option makes the tool more useful for raffles, team assignment, and any multi-round selection where the same name should not be picked again.

Styles change the feel, not the result

The colourway and arrow style settings are visual only. They help the wheel feel more premium and themed, while the actual result stays random.

Example wheel of names uses

Here are a few common ways this tool can be used for selection, games, classrooms, and giveaways.

Example 1

Classroom participation

Use casePick a student
Names on wheel24
Remove winnerOff
Why it worksFair visual selection
Teacher useQuick participation
Example 2

Giveaway winner wheel

Use caseRaffle / giveaway
Names on wheel100 entries
Remove winnerOn
Why it worksNo repeat winners
Livestream friendlyWinner removal
Example 3

Team assignment

Use casePick team members
Names on wheel12
Spin roundsMultiple
Why it worksEngaging group activity
No-repeat picksFun group tool
Example 4

Who goes first?

Use caseTurn order
Names on wheel6
Spin intensityDramatic
Why it worksClear, quick decision
MeetingsGames

Wheel of names FAQs

It creates a spinning name wheel from your list and picks one result at random when the wheel stops. It is a visual alternative to a plain random name picker.
You can add a long list of names, one per line. Very large lists may make the labels smaller, but the wheel can still be used for bigger groups and entry pools.
It removes repeated names so each unique name only appears once on the wheel. This is useful if you want every person or item to have the same chance regardless of accidental duplicates.
It removes the selected winner from the wheel after each spin. That makes it useful for raffles, no-repeat selection, multiple rounds, and team allocation.
No. Spin intensity changes the feel of the animation, such as how long or dramatic the spin appears, but it does not make any name more or less likely to win.
No. These are visual customisation options only. They help the tool feel more themed and polished, but they do not change the random outcome.
Yes. It is especially useful for classroom selection, giveaway winners, raffle draws, meeting order, random turn order, and group activities where a visual random picker is more engaging.
Yes. The selected result is random within the list on the wheel, and each remaining name has an equal chance of being chosen.
Jack Tools
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Property
Mortgage CalculatorMonthly paymentsStamp Duty CalculatorProperty tax estimateBorrowing Power CalculatorHow much you can borrowMortgage Overpayment CalculatorSave time and interestRemortgage CalculatorCompare mortgage costsHouse Affordability CalculatorEstimate buying budget
Finance
Compound Interest CalculatorInvestment growthLoan Repayment CalculatorMonthly loan costsSalary After Tax CalculatorNet take-home paySavings CalculatorSavings growth estimateCredit Card Interest CalculatorInterest and payoffInflation CalculatorFuture buying powerVAT CalculatorAdd or remove VATROI CalculatorReturn on investmentBreak-Even CalculatorUnits to cover costsProfit Margin CalculatorMargin and markupPay Rise CalculatorSalary increase estimateCurrency ConverterConvert global currencies
Everyday
CalculatorQuick everyday mathsPercentage CalculatorPercentages and changesDiscount CalculatorSale price and savingsTip CalculatorSplit bills and tipsSplit Bill CalculatorDivide a billUnit Price CalculatorCompare valueRandom Number GeneratorPick numbers instantlyRandom Name PickerPick names randomlyBMI CalculatorBody mass index
Date & Time
Age CalculatorExact age and birthdayDate Difference CalculatorTime between datesBusiness Days CalculatorWorking days between datesWork Hours CalculatorTrack hours and pay
Travel
Fuel Cost CalculatorTrip fuel estimatePace CalculatorRunning pace and speed
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Unit ConverterLength, weight, temp
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Jack Tools

Meme Generator

Upload an image, add captions, generate auto caption ideas, and export a meme-style image.

Build your meme

42px

Auto caption ideas use your selected tone, caption format, and optional image context. They are suggestion-based, not image-reading AI.

Upload an image to start building your meme preview.
Caption style
Classic
Tone
Funny
Format
Top / Bottom
Image loaded
No image

Auto caption ideas

Caption ideas will appear here.

How this meme generator works

This meme generator lets you upload an image, add top and bottom captions, preview the result live, and export the final meme as an image. It is designed for fast browser-based meme creation without needing any design software.

It also includes auto caption ideas. These are suggestion-based caption prompts created from your chosen tone, caption format, and optional image context. They are meant to help with meme writing rather than automatically understanding the image.

Image uploadTop and bottom captionsAuto caption ideasStyle presetsDownloadable result

The preview updates as you type, so you can quickly test different caption ideas, styles, and text sizes. This makes it useful both for quick jokes and for more polished meme-style posts.

Good for fast meme making

You can upload an image, add text, and generate a simple finished meme quickly without leaving the page or using a separate graphics app.

Auto caption ideas help when you are stuck

If you know the vibe but not the exact wording, the suggestion tool can generate caption ideas based on tone and format so you can start with something and tweak it.

Style presets change the feel

Classic, clean, poster, and subtitle-style captions give the meme a different look depending on whether you want an old-school meme feel or a cleaner social style.

Context improves caption suggestions

The optional image context box makes the caption ideas feel more relevant. Even a short description like “shocked cat” or “tired office worker” helps the suggestions feel better.

Example meme generator uses

Here are a few common ways this meme generator can be used for jokes, reaction images, social posts, and quick visual captions.

Example 1

Classic reaction meme

StyleClassic
ToneFunny
FormatTop / Bottom
Use caseFast joke format
Reaction imageOld-school meme feel
Example 2

POV social meme

StyleClean
ToneSarcastic
FormatPOV
Use caseModern social-post format
POV captionShort punchline
Example 3

Nobody / Me format

StylePoster
ToneChaotic
FormatNobody / Me
Use caseText-driven meme
Meme template styleFast to customise
Example 4

Wholesome image caption

StyleSubtitle
ToneWholesome
ContextPet or small win
Use caseShareable light post
Softer toneCaption-led image

Meme generator FAQs

It lets you upload an image, add meme-style captions, preview the result live, and download the finished image as a meme.
It can generate caption ideas, but these are suggestion-based rather than true image-understanding AI. The ideas use your chosen tone, format, and optional image context.
Not directly. This version works best when you optionally describe the image yourself, such as “shocked cat” or “awkward meeting moment,” so the caption ideas can feel more relevant.
Yes. The classic style and top / bottom format are built for that familiar meme layout, but you can also switch to cleaner or subtitle-style formats if you want a different look.
Yes. Once your image and captions are set, you can export the meme as a downloadable image.
This version is built around image upload and image export. GIF-specific caption export is more complex, so the first version focuses on still images for better reliability.
It helps the caption suggestion system feel smarter. A short description of the image can improve the relevance of the auto caption ideas.
Yes. The suggestions are just starting points. You can click a suggestion to use it, then edit the top and bottom text however you like.